$62.90
+0.016%Banner Corporation operates as the bank holding company for Banner Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; construction, land, and land development loans; residential mortgage loans; commercial business loans; agricultural loans; and consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts. In addition, it engages in the mortgage banking operations through the origination and sale of one-to four-family and multi-family residential loans, as well as small business administration loans. Further, the company provides electronic and digital banking services. As of December 31, 2021, it operated 150 branch offices and 18 loan production offices located in Washington, Oregon, California, Idaho, and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
BANR โข NASDAQ
| Banner Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
51.2M | 168.9M | 183.6M | 195.4M | 201M | 115.9M | 146.3M | 136.5M | 60.8M | 85.4M | 45.2M | 54.1M | 46.2M | 64.9M | 5.5M | -61.9M | -35.8M | -128M | 36.9M | 31.5M | |
14.1M | 20.7M | 21.6M | 22.2M | 23.9M | 25.9M | 25.4M | 21.3M | 20.9M | 20.5M | 13.1M | 10.1M | 9.4M | 9.9M | 10.9M | 11.7M | 12.4M | 13.4M | 8.2M | 6.1M | |
4.7M | 7.1M | -1.7M | 15.9M | 12.7M | -16.2M | 7.9M | 440K | 53.3M | 5.7M | -5.4M | 14.7M | -2.9M | -33.9M | 0.0 | 15.1M | -6.7M | -9.8M | -1.4M | -1.3M | |
17.5M | 10M | 9.2M | 8.9M | 9.3M | 9.2M | 7.1M | 6.6M | 6M | 4.3M | 4.3M | 2.3M | 1M | 440K | 136K | 83K | 162K | 330K | 0.0 | 0.0 | |
196.1M | 108.2M | 40.3M | 501K | 63.5M | 13.8M | -32.6M | -135.5M | 202.1M | -194.9M | -35.9M | 15.9M | 16M | 37.7M | 64.8M | 136M | 156.3M | 125.9M | 47.5M | -2.1M | |
(23.1M) | (24.2M) | (38.7M) | (24.9M) | (29M) | (39.7M) | (27.3M) | (21.7M) | (35.5M) | (36.2M) | (27.3M) | (13M) | (22.8M) | (9.6M) | (0.0) | (592K) | (8.2M) | (9.2M) | (0.0) | (0.0) | |
-26.2M | -21.7M | 4.1M | -4.8M | -8.9M | -23.2M | -4.6M | 1.5M | 3.6M | 3.2M | -5.1M | 1.1M | 25.6M | 2.4M | 20.1M | 13.6M | -51.3M | -4.6M | -317K | 9.5M | |
257.5M | 293.2M | 257.2M | 238.1M | 301.6M | 125.4M | 149.6M | 30.8M | 346.7M | -75.8M | 16.2M | 98.1M | 95.4M | 81.4M | 101.3M | 114.5M | 75.1M | -2.9M | 91M | 43.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-3.4M | -13.7M | -14.7M | -14.7M | -10.5M | -12.8M | -24.7M | -23.1M | -12.2M | -16.2M | -12.1M | -5.9M | -8.2M | -5.6M | -3.6M | -2.2M | -8.9M | -10.2M | -27.4M | -13.4M | |
(0.0) | (0.0) | (0.0) | -168.1M | (0.0) | (0.0) | (26.9M) | -1.6M | (113.2M) | (0.0) | (24.2M) | (127.6M) | (6.8M) | (0.0) | (0.0) | (0.0) | (0.0) | -150K | (0.0) | (0.0) | |
-54.2M | -63.2M | -58.2M | -850.6M | -2.9B | -2.6B | -332.4M | -923.6M | -844.7M | -303.5M | -155.3M | -97.7M | -224.1M | -436.5M | -634.7M | -247.2M | -95.4M | -60.6M | -6.7M | -7.9M | |
86.6M | 369.9M | 600.4M | 639.4M | 1.4B | 1.7B | 458.6M | 421.2M | 721.5M | 572.3M | 359M | 128M | 197.5M | 414.5M | 368.3M | 142.3M | 30.8M | 2M | 980K | 44.6M | |
-253.8M | -664.1M | -335.7M | -1.1B | 505.3M | -518.4M | -271.6M | -449.2M | -371M | -106.2M | -200.8M | -316M | -178.4M | 80.1M | 98.8M | 283.2M | 13.6M | -199M | -246M | -522.8M | |
-224.7M | -371.2M | (191.9M) | -1.4B | -1B | -1.5B | -143.1M | -976.2M | -393.3M | (146.4M) | (15.1M) | -164.1M | -206.4M | (52.5M) | -171.2M | (176.1M) | -59.8M | -267.9M | -279.1M | -499.6M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-35M | -2.2M | -3.5M | -11M | -56.5M | -31.8M | -53.9M | -34.4M | -31M | -50.8M | 34K | 127K | 72K | 36.3M | 21.6M | 177.8M | 14.7M | 131.3M | 37.1M | 4.4M | |
-238M | -90.6M | 223.1M | -80.7M | -28.3M | -135.7M | -131.7M | 547.9M | -63.8M | -71.2M | -104.3M | -879K | 23.4M | -75.5M | -56.5M | -146.5M | 111.1M | -4.5M | -79.5M | -56.3M | |
-67.5M | -66.7M | -66.8M | -61.1M | -57.6M | -94.1M | -56.1M | -59.3M | -65.8M | -28.3M | -17.2M | -13.5M | -7.8M | -6.5M | -8.8M | -8.9M | -7.5M | -10.4M | -10.6M | -8.6M | |
-35M | -2.2M | -3.5M | -11M | -56.5M | -31.8M | -53.9M | -34.4M | -31M | -50.8M | (0.0) | (0.0) | (0.0) | -121.5M | (0.0) | (0.0) | -47K | -14.3M | -2.1M | -2.4M | |
228.6M | 484.9M | -590.6M | -532M | 1.8B | 2.5B | 270.7M | 502.3M | 220.7M | 65.5M | 226M | 68.9M | 51.4M | 82.2M | -115.5M | -274.4M | 86.7M | 158.7M | 266.2M | 472.4M | |
-111.9M | 325.4M | -437.7M | -684.7M | 1.6B | 2.3B | 29M | 956.4M | 60.1M | -84.8M | 104.6M | 54.7M | 67.1M | -85M | -159.3M | -251.9M | 205M | 275.1M | 213.2M | 412.8M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-353.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-432.9M | 247.4M | 11.4M | -1.9B | 900.1M | 926.4M | 35.5M | 11M | 13.5M | -14.2M | 135.8M | -11.3M | -43.9M | 48.9M | -229.2M | 38.6M | 220.3M | 4.3M | 25M | -43.1M | |
501.9M | 254.5M | 243.1M | 2.1B | 1.2B | 307.7M | 272.2M | 261.2M | 247.7M | 261.9M | 126.1M | 137.3M | 181.3M | 132.4M | 361.7M | 323M | 102.8M | 98.4M | 73.4M | 116.4M | |
69M | 501.9M | 254.5M | 243.1M | 2.1B | 1.2B | 307.7M | 272.2M | 261.2M | 247.7M | 261.9M | 126.1M | 137.3M | 181.3M | 132.4M | 361.7M | 323M | 102.8M | 98.4M | 73.4M | |
248M | 279.4M | 242.5M | 223.3M | 291.1M | 112.6M | 124.9M | 7.7M | 334.5M | -92.1M | 4.1M | 92.1M | 87.2M | 75.8M | 97.7M | 112.4M | 66.2M | -13.1M | 63.6M | 30.3M |
BANR - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
S-4 S-4 N/A | June 03, 2026 | June 03, 2026 | ย | |
8-K 8-K 2026 N/A | May 22, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 04, 2025 | September 30, 2025 | 2025 |
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