$30.50
-1.7%Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to small and middle-market businesses, professionals, and individuals in the Santa Clara, San Mateo, and San Francisco counties. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides personal lending products include secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprises working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, it offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC ย real estate secured loans. Further, the company provides various financing solutions, such as structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, it offers various services, such as automated clearing house payments and collections, bill pay, wire transfer, lockbox, merchant, remote deposit capture, ATM/debit cards, credit cards, business courier, cash management, and notary services. Furthermore, the company offers online and mobile banking services. Avidbank Holdings, Inc. was founded in 2003 and is headquartered in San Jose, California.
Weak cash conversion. Significant portion of earnings not converting to cashโreview working capital trends and capital intensity.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Neutral working capital impact. Changes in current assets and liabilities balanced out.
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
AVBH โข NASDAQ
| Avidbank Holdings, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2006 | Dec 2005 | Dec 2004 | Dec 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
-19.6M | 21M | 16.8M | 25M | 12.3M | 9.6M | 12.9M | 11.1M | 5.7M | 7.3M | 3.7M | 2.7M | 2.5M | 2.7M | 3.8M | 2.2M | -227.1K | -830K | -2.1M | -723.2K | |
0.0 | 1.7M | 2M | 2.2M | 0.0 | 1.6M | 1.3M | 1.2M | 1.4M | 1.7M | 1.7M | 1.3M | 1.1M | 952.8K | 964.6K | 544.5K | 284.6K | 433.8K | 286.6K | 27K | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.9M | 1.1M | -643K | 50K | -1.2M | 75K | -250K | 425K | -1.9M | -214K | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 3.2M | 2.8M | 2.4M | 0.0 | 2.3M | 1.7M | 985K | 850K | 381K | 402K | 182.6K | 156.2K | 231.7K | 226K | 268.3K | 0.0 | 0.0 | 0.0 | 0.0 | |
19.6M | 6.6M | 11M | 7.1M | 6.6M | 5.6M | 2.6M | 1.5M | 1.8M | -970K | 2.7M | -558.7K | -689.8K | 35.4K | 259.8K | 1.1M | 352.8K | 269.6K | 300.4K | 28.7K | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (5.6M) | (4.5M) | (4.6M) | (3.8M) | (1.1M) | (1.2M) | (2.2M) | (1.7M) | (1.3M) | (279.5K) | (0.0) | (0.0) | (0.0) | (0.0) | |
0.0 | -9.8M | 3.8M | -8.1M | -2.6M | -3.3M | -5.6M | -857K | 2M | -3.4M | -849K | -109.4K | 563.3K | 418.3K | 823.7K | 1.4M | 158.3K | -280.3K | -156.7K | 1.6K | |
0.0 | 22.7M | 36.3M | 28.7M | 16.3M | 15.7M | 14.7M | 15.1M | 11M | 5M | 6.5M | 3.6M | 3.4M | 4.8M | 4.2M | 5.3M | 568.6K | -406.9K | -1.6M | -666K | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -47K | -166K | -534K | -20.1M | -939K | -739K | -884K | -5.7M | -102K | -269K | -316.2K | -307.4K | -908.9K | -174.2K | -537.1K | -222.3K | -28.7K | -99.8K | -79.8K | |
(0.0) | (0.0) | (0.0) | (0.0) | (232K) | (0.0) | (257K) | (513K) | (0.0) | (0.0) | (0.0) | -84.9M | -9.9M | -39.7M | -174.8K | (2.3M) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | (0.0) | (0.0) | (0.0) | -275.7M | (0.0) | -257K | (0.0) | (0.0) | -53M | -8.8M | -42.4M | -27.7M | -28.2M | -81M | -51M | -3M | -10M | -12.1M | -12.5M | |
0.0 | 0.0 | 0.0 | 0.0 | 51.4M | 0.0 | 6.3M | 16.1M | 14.7M | 30.3M | 16.9M | 21.6M | 22.2M | 57.1M | 57M | 26.6M | 11M | 8.5M | 9M | 0.0 | |
0.0 | -82.7M | -62.5M | -475.1M | -234.3M | -217.3M | -81.3M | -156.3M | -134.2M | -108.7M | -62.6M | -86.2M | -19.7M | -39.9M | -463.8K | 2.1M | -40.5M | -25.2M | -29.1M | -2.8M | |
(0.0) | -82.7M | -62.7M | -475.7M | -478.4M | -218.2M | -75.8M | -141M | -125.2M | -131.5M | -54.8M | -107.4M | -25.4M | -11.9M | -24.6M | -22.9M | -32.6M | -26.7M | -32.2M | -15.4M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | -199K | -447K | -432K | -769K | 17.9M | -1.4M | -54K | 0.0 | 14.8M | 0.0 | 0.0 | 0.0 | 66K | 96K | 0.0 | 0.0 | |
0.0 | -154M | 134M | 90M | 0.0 | 0.0 | 10M | 0.0 | 30M | 0.0 | -13.4M | 25M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -213.3K | -300K | -558.9K | -300K | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | (0.0) | (0.0) | (0.0) | -199K | -447K | -432K | -769K | -1.1M | -1.4M | -54K | (0.0) | -6M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-82.7M | 215.3M | -73.5M | -89.1M | 725.7M | 280.1M | 176.3M | 121M | 98.2M | 37.7M | 146M | -64.1M | 75.1M | 68.4M | 22M | 6.4M | 40.4M | 28.5M | 29.2M | 9.8M | |
-82.7M | 61.3M | 60.5M | 950K | 725.5M | 279.7M | 186.2M | 120.2M | 127.3M | 36.5M | 132.5M | -39.1M | 83.9M | 68.1M | 21.4M | 6.1M | 40.5M | 28.6M | 29.2M | 9.8M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | -263.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-82.7M | 1.3M | 34.1M | -446.1M | 0.0 | 77.2M | 125.2M | -5.7M | 13.1M | -90M | 84.2M | -142.9M | 61.8M | 61M | 1.1M | -11.5M | 8.5M | 1.5M | -4.7M | -6.2M | |
82.7M | 81.4M | 47.3M | 493.3M | 0.0 | 152.8M | 27.7M | 33.4M | 20.3M | 110.3M | 26.1M | 168.8M | 107M | 46M | 45M | 56.4M | 7.4M | 5.9M | 10.6M | 16.8M | |
0.0 | 82.7M | 81.4M | 47.3M | 0.0 | 230M | 152.8M | 27.7M | 33.4M | 20.3M | 110.3M | 25.9M | 168.8M | 107M | 46M | 45M | 15.9M | 7.4M | 5.9M | 10.6M | |
0.0 | 22.6M | 36.2M | 28.1M | 16.2M | 14.8M | 14M | 14.2M | 5.3M | 4.8M | 6.2M | 3.3M | 3.1M | 3.9M | 4M | 4.8M | 346.3K | -435.6K | -1.7M | -745.8K |
AVBH - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 13, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 18, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 13, 2026 | March 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 18, 2025 | November 14, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 12, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 |
Continue your AVBH research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.