Ames National Corporation

Ames National Corporation

ATLOยทNASDAQ

$28.56

-1.7%
Financial ServicesBanks - Regional

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north-central, and south-central Iowa. The company accepts a range of deposits, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; personal loans and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit of payroll and social security check, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is based in Ames, Iowa.

At a Glance

Live Snapshot
Market Cap$252.96M
EPS2.1400
P/E Ratio13.35
Earnings Date07/24/2026
0.85%
Dividend Yield
-2%
3Y-35.0%
5Y-13.0%
10Y+9.0%
35.93%
Dividend Payout Ratio
32%
3Y-53.0%
5Y-5.0%
10Y-25.0%
3Y-27.0%
5Y-22.0%
10Y-5.0%
Ames National Corporation

Ames National Corporation Dividend History

ATLO ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

ATLO Dividend Payment History

ATLO ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2400

Annual Amount

$0.8800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 13, 2026
Jun 1, 2026Jun 15, 2026
$0.2400
$0.2400
Quarterly0.00%
Feb 11, 2026
Feb 27, 2026Mar 13, 2026
$0.2400
$0.2400
Quarterly+20.00%
Nov 12, 2025
Dec 1, 2025Dec 15, 2025
$0.2000
$0.2000
Quarterly0.00%
Aug 13, 2025
Sep 1, 2025Sep 15, 2025
$0.2000
$0.2000
Quarterly0.00%
Feb 12, 2025
May 30, 2025Jun 13, 2025
$0.2000
$0.2000
Quarterly0.00%
Nov 13, 2024
Jan 31, 2025Feb 14, 2025
$0.2000
$0.2000
Quarterly0.00%
Aug 14, 2024
Nov 1, 2024Nov 15, 2024
$0.2000
$0.2000
Quarterly-25.93%
May 8, 2024
Aug 1, 2024Aug 15, 2024
$0.2700
$0.2700
Quarterly0.00%
Feb 14, 2024
May 1, 2024May 15, 2024
$0.2700
$0.2700
Quarterly0.00%
Nov 8, 2023
Feb 1, 2024Feb 15, 2024
$0.2700
$0.2700
Quarterly0.00%
Aug 9, 2023
Nov 1, 2023Nov 15, 2023
$0.2700
$0.2700
Quarterly0.00%
Aug 9, 2023
Aug 1, 2023Nov 15, 2023
$0.2700
$0.2700
Quarterly0.00%
Feb 8, 2023
May 1, 2023May 15, 2023
$0.2700
$0.2700
Quarterly0.00%
Nov 9, 2022
Feb 1, 2023Feb 15, 2023
$0.2700
$0.2700
Quarterly0.00%
Aug 10, 2022
Nov 1, 2022Nov 15, 2022
$0.2700
$0.2700
Quarterly0.00%
May 11, 2022
Aug 1, 2022Aug 15, 2022
$0.2700
$0.2700
Quarterly0.00%
Feb 9, 2022
Apr 29, 2022May 13, 2022
$0.2700
$0.2700
Quarterly+3.85%
Nov 10, 2021
Feb 1, 2022Feb 15, 2022
$0.2600
$0.2600
Quarterly0.00%
Aug 17, 2021
Nov 1, 2021Nov 15, 2021
$0.2600
$0.2600
Quarterly0.00%
Jul 15, 2021
Jul 30, 2021Aug 13, 2021
$0.2600
$0.2600
Quarterly0.00%
Apr 15, 2021
Apr 30, 2021May 14, 2021
$0.2600
$0.2600
Quarterly+4.00%
Jan 13, 2021
Feb 1, 2021Feb 15, 2021
$0.2500
$0.2500
Quarterly0.00%
Oct 14, 2020
Oct 30, 2020Nov 13, 2020
$0.2500
$0.2500
Quarterly0.00%
Jul 8, 2020
Jul 31, 2020Aug 14, 2020
$0.2500
$0.2500
Quarterly0.00%
Feb 12, 2020
May 1, 2020May 15, 2020
$0.2500
$0.2500
Quarterly+4.17%
Nov 13, 2019
Jan 31, 2020Feb 14, 2020
$0.2400
$0.2400
Quarterly0.00%
Aug 14, 2019
Nov 1, 2019Nov 15, 2019
$0.2400
$0.2400
Quarterly0.00%
May 8, 2019
Aug 1, 2019Aug 15, 2019
$0.2400
$0.2400
Quarterly0.00%
Feb 13, 2019
May 1, 2019May 15, 2019
$0.2400
$0.2400
Quarterly+4.35%
Nov 14, 2018
Feb 1, 2019Feb 15, 2019
$0.2300
$0.2300
Quarterly0.00%
Aug 8, 2018
Nov 1, 2018Nov 15, 2018
$0.2300
$0.2300
Quarterly0.00%
May 9, 2018
Aug 1, 2018Aug 15, 2018
$0.2300
$0.2300
Quarterly-52.08%
Feb 14, 2018
May 1, 2018May 15, 2018
$0.4800
$0.4800
Quarterly+118.18%
Nov 8, 2017
Feb 1, 2018Feb 15, 2018
$0.2200
$0.2200
Quarterly0.00%
Aug 10, 2017
Nov 1, 2017Nov 15, 2017
$0.2200
$0.2200
Quarterly0.00%
May 12, 2017
Aug 1, 2017Aug 15, 2017
$0.2200
$0.2200
Quarterly0.00%
Feb 10, 2017
May 1, 2017May 15, 2017
$0.2200
$0.2200
Quarterly+4.76%
Nov 10, 2016
Feb 1, 2017Feb 15, 2017
$0.2100
$0.2100
Quarterly0.00%
Aug 15, 2016
Nov 1, 2016Nov 15, 2016
$0.2100
$0.2100
Quarterly0.00%
May 13, 2016
Aug 1, 2016Aug 15, 2016
$0.2100
$0.2100
Quarterly0.00%
Feb 12, 2016
May 1, 2016May 15, 2016
$0.2100
$0.2100
Quarterly+5.00%
Nov 13, 2015
Jan 29, 2016Feb 15, 2016
$0.2000
$0.2000
Quarterly0.00%
Aug 17, 2015
Oct 30, 2015Nov 13, 2015
$0.2000
$0.2000
Quarterly0.00%
May 15, 2015
Aug 3, 2015Aug 17, 2015
$0.2000
$0.2000
Quarterly0.00%
Feb 13, 2015
May 1, 2015May 15, 2015
$0.2000
$0.2000
Quarterly+11.11%
Nov 14, 2014
Jan 30, 2015Feb 13, 2015
$0.1800
$0.1800
Quarterly0.00%
Aug 15, 2014
Oct 31, 2014Nov 14, 2014
$0.1800
$0.1800
Quarterly0.00%
May 15, 2014
Aug 1, 2014Aug 15, 2014
$0.1800
$0.1800
Quarterly0.00%
Feb 14, 2014
May 1, 2014May 15, 2014
$0.1800
$0.1800
Quarterly+12.50%
Nov 15, 2013
Feb 3, 2014Feb 17, 2014
$0.1600
$0.1600
Quarterly-
atlo

Ames National Corporation Payout Ratio Analysis

ATLO ยท NASDAQ
Dividends Paid
-7.11M
2025
Net Income
19.03M
2025
Payout Ratio
37.38%
2025

Dividend Sustainability Analysis

Payout Ratio
37.38%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
34.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+21.7%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.

Key Insight

Dividend aristocrat potential: Conservative payout ratios combined with consistent growth suggest management prioritizes sustainable, long-term shareholder returns. Excellent foundation for dividend compounding.