ASRV - NASDAQ
AmeriServ Financial, Inc.
$3.75
+0.22%AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 17 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 18 automated bank teller machines. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania.
At a Glance
Live SnapshotAmeriServ Financial, Inc. Street Expectations Map
No Target Data
No analyst price targets available for asrv.
AmeriServ Financial, Inc. Forward Estimates of Revenue
Forward Growth Analysis
Good analyst coverage ensures reliable estimates with diverse professional perspectives.
Wide estimate range reveals significant forecast uncertainty and potential volatility.
Mixed signals—some positive indicators offset by concerns about growth or uncertainty.
AmeriServ Financial, Inc. Forward Estimates of Net Income
Forward Growth Analysis
Good analyst coverage ensures reliable estimates with diverse professional perspectives.
Wide estimate range reveals significant forecast uncertainty and potential volatility.
Analyst skepticism evident—carefully evaluate risks before investment decisions.
AmeriServ Financial, Inc. Forward Estimates of EPS
Forward Growth Analysis
Good analyst coverage ensures reliable estimates with diverse professional perspectives.
Wide estimate range reveals significant forecast uncertainty and potential volatility.
Mixed signals—some positive indicators offset by concerns about growth or uncertainty.
AmeriServ Financial, Inc. Forward Estimates of EBIT
Forward Growth Analysis
Good analyst coverage ensures reliable estimates with diverse professional perspectives.
Wide estimate range reveals significant forecast uncertainty and potential volatility.
Mixed signals—some positive indicators offset by concerns about growth or uncertainty.
AmeriServ Financial, Inc. Forward Estimates of EBITDA
Forward Growth Analysis
Good analyst coverage ensures reliable estimates with diverse professional perspectives.
Wide estimate range reveals significant forecast uncertainty and potential volatility.
Mixed signals—some positive indicators offset by concerns about growth or uncertainty.
AmeriServ Financial, Inc. Forward Estimates of SG&A Expense
Forward Growth Analysis
Good analyst coverage ensures reliable estimates with diverse professional perspectives.
Wide estimate range reveals significant forecast uncertainty and potential volatility.
Mixed signals—some positive indicators offset by concerns about growth or uncertainty.
AmeriServ Financial, Inc. Insider Positioning
During the last 12 months, insiders have purchased $236K and sold $9K worth of ASRV shares, resulting in $227K of net buying activity.
3 Months
3.0K
11.55K
0
0.00
+12K
+$12K
3-6 Months
0
0.00
0
0.00
+0
+$0
6-9 Months
2.0K
5.73K
3.0K
8.88K
-3K
-$3K
9-12 Months
76.7K
218.37K
0
0.00
+218K
+$218K
Top Buyers
Kunkle Kim W
Director
$31K
Onorato Daniel A.
Director
$29K
Bloomingdale Richard W.
Director
$28K
Hickton David J.
Director
$28K
Adams J Michael Jr
Director
$27K
Top Sellers
Lynch Michael D
Officer: Evp & Cfo
$9K
Insider Activity Analysis
Net Insider Sentiment
Strong bullish signal with $227K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.
Buy/Sell Ratio
Exceptional buy/sell ratio. Buying dramatically outweighs selling—one of the strongest possible insider signals.
Recent Trend (3 Months)
Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.
Insider Participation
5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.
Insider Activity Insight
Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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