Amerant Bancorp Inc.

Amerant Bancorp Inc.

AMTBยทNASDAQ

$20.52

+4.5%
Financial ServicesBanks - Regional

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. The company offers checking, savings, and money market accounts; and certificates of deposits. It also provides variable and fixed rate commercial real estate loans; loans secured by owner-occupied properties; loans to domestic and foreign individuals primarily secured by personal residence; working capital loans, asset-based lending, participations in shared national credits, purchased receivables, and small business administration loans; loans to financial institutions and acceptances; and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high-net-worth customers, brokerage and investment advisory services in global capital markets, and wealth management and fiduciary services. Further, it provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, and treasury management services, including wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines, and banking by mobile devices, telephone, and mail. As of December 31, 2021, the company operated 24 banking centers comprising 17 in Florida and 7 in Texas. It also operates loan production offices in Tampa, Florida. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

At a Glance

Live Snapshot
Market Cap$859.34M
EPS-0.4400
P/E Ratio-50.87
Earnings Date01/28/2026
3Y+22.0%
5Y+5.0%
10Y+29.0%
3Y-250.0%
5Y-380.0%
10Y+55.0%
3Y-294.0%
5Y-407.0%
10Y+195.0%
AMTB

Amerant Bancorp Inc. Cash Conversion Engine

AMTB ยท NASDAQ
Net Income-15.75M
Depreciation & Amortization6.60M
Stock-Based Compensation5.05M
Change in Working Capital168.00K
Others85.97M
Capital Expenditures-7.40M
Free Cash Flow74.79M

Cash Flow Quality Analysis

FCF Conversion Rate

-474.8%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

9.0%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+373.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$168.00K

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Amerant Bancorp Inc. Cash Flow Statement

AMTB โ€ข NASDAQ

Amerant Bancorp Inc. Cash Flow StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015
OPERATING ACTIVITIES
-15.8M
30.8M
62M
110.3M
-1.7M
51.3M
45.8M
43.1M
23.6M
15M
6.6M
6.8M
5.9M
7.3M
9.4M
7.1M
8.5M
9M
9.1M
8.4M
165K
-5.5M
5M
6M
-11.5M
525K
1.3M
14.7M
-4M
-2.3M
5M
6.8M
5.8M
4.8M
2.3M
6.4M
166K
0.0
0.0
0.0
86M
18.1M
-133.5M
-91.5M
72.6M
925K
11.6M
-910K
42.3M
47.3M
(4.9M)
(25M)
(27.5M)
(14.5M)
(10.6M)
(7.5M)
(19M)
(18.9M)
(9.3M)
(10.1M)
168K
-30.3M
5.7M
30.5M
-13.8M
12.1M
-5.2M
7.4M
4.3M
-4.8M
82.2M
26.7M
-49.2M
67.4M
57.2M
78.4M
62.2M
73.3M
75.3M
63.6M
INVESTING ACTIVITIES
-7.4M
-10.9M
-10.6M
-6.6M
-5.6M
-14.3M
-10M
-8.6M
-8.5M
-15M
-73.9M
-2M
(0.0)
-1M
(0.0)
-14.4M
(7.5M)
(0.0)
(0.0)
(0.0)
-735.6M
-266.6M
-419.4M
-526.3M
-399.2M
-445.9M
-216.2M
-321.9M
-1.1B
-633.5M
703.7M
130.1M
262M
509.6M
797M
508.5M
284.4M
655.6M
986M
707.6M
-463.4M
-457.2M
-1.2B
409.6M
-105.9M
171.9M
140.9M
-317.6M
-215.7M
-431.9M
-576.7M
-606.6M
-1.4B
(385.3M)
(286.3M)
(205.8M)
(206.5M)
(7.6M)
-322.2M
-372.9M
FINANCING ACTIVITIES
148.2M
-4.9M
-72.1M
-48M
-70.3M
-942K
0.0
0.0
0.0
0.0
101.6M
-222M
134.8M
-244.1M
-154.7M
42.3M
-6.1M
242M
209.5M
40M
-12.8M
-12.1M
-12.2M
(0.0)
(0.0)
(0.0)
-40M
(0.0)
(0.0)
(0.0)
-7.6M
-4.9M
-72.1M
-48M
-70.3M
-30.2M
-17.9M
(0.0)
(0.0)
(0.0)
526M
850.1M
1.4B
-100.8M
-25.5M
-289.9M
-290.3M
-304.4M
34.2M
218.7M
763M
611.2M
1.5B
-392.9M
-250.5M
-248.6M
-336.4M
-62.4M
243.7M
258.7M
CASH FLOW SUMMARY
268.5M
31.3M
16.4M
59.8M
93.1M
35.6M
-67.7M
18.5M
-3.3M
-50.5M
321.9M
290.6M
274.2M
214.4M
121.3M
85.7M
153.4M
135M
138.3M
188.8M
590.4M
321.9M
290.6M
274.2M
214.4M
121.3M
85.7M
153.4M
135M
138.3M
74.8M
15.8M
-59.8M
60.9M
51.7M
64.1M
52.1M
64.7M
66.7M
48.6M

SEC Filings

AMTB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 26, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 18, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 10, 2026
April 07, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 224 filings