Amerant Bancorp Inc.

Amerant Bancorp Inc.

AMTBยทNASDAQ

$20.52

+4.5%
Financial ServicesBanks - Regional

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. The company offers checking, savings, and money market accounts; and certificates of deposits. It also provides variable and fixed rate commercial real estate loans; loans secured by owner-occupied properties; loans to domestic and foreign individuals primarily secured by personal residence; working capital loans, asset-based lending, participations in shared national credits, purchased receivables, and small business administration loans; loans to financial institutions and acceptances; and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high-net-worth customers, brokerage and investment advisory services in global capital markets, and wealth management and fiduciary services. Further, it provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, and treasury management services, including wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines, and banking by mobile devices, telephone, and mail. As of December 31, 2021, the company operated 24 banking centers comprising 17 in Florida and 7 in Texas. It also operates loan production offices in Tampa, Florida. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

At a Glance

Live Snapshot
Market Cap$859.34M
EPS-0.4400
P/E Ratio-50.87
Earnings Date01/28/2026
3Y+87.0%
5Y+55.0%
10Y+119.0%
3Y-114.0%
5Y-131.0%
10Y-205.0%
3Y+22.0%
5Y+5.0%
10Y+29.0%
Amerant Bancorp Inc.

Amerant Bancorp Inc. Profit Bridge

AMTB ยท NASDAQ
Revenue574.92M
Cost of Goods Sold (330.09M)
Gross Profit244.83M
Operating Expenses (268.92M)
Operating Income-24.08M
Interest Expense (269.63M)
Other Income/Expense0.00
Pretax Income-24.08M
Income Tax (-8.33M)
Net Income-15.75M
Net Income
-15.75M

Profitability Analysis

Gross Margin

42.6%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

-4.2%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-2.7%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Amerant Bancorp Inc. Income Statement

AMTB โ€ข NASDAQ

Amerant Bancorp Inc. Income StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015
REVENUE
574.9M
551M
387.1M
307.8M
333.8M
371M
362.4M
344.8M
300.4M
263M
GROSS PROFIT
(330.1M)
(283.4M)
(86.1M)
(26.2M)
(159.6M)
(96.7M)
(90.7M)
(60.1M)
(69M)
(47.1M)
244.8M
267.6M
301M
281.5M
174.1M
274.2M
271.7M
284.7M
231.4M
215.8M
OPERATING INCOME
(268.9M)
(226.3M)
(222.4M)
(137.5M)
(178.5M)
(210.2M)
(214.1M)
(207.6M)
(197.6M)
(192.3M)
(163.1M)
(156.9M)
(141.7M)
(127.4M)
(119.2M)
(141.4M)
(148M)
(139.4M)
(136.8M)
(129.8M)
-24.1M
41.3M
78.6M
144M
-4.3M
64M
57.6M
77M
33.8M
23.6M
PRE-TAX INCOME
(269.6M)
(222.1M)
(72.1M)
(42.7M)
(71M)
(99.9M)
(90.3M)
(63.6M)
(46.9M)
(35.9M)
326M
326.5M
266.7M
205.1M
189.6M
213.1M
219M
209.7M
191.9M
172.3M
(105.8M)
(69.4M)
(80.7M)
(10.1M)
(59.3M)
(68.8M)
(66.1M)
(68.2M)
(60.8M)
(62.5M)
-24.1M
41.3M
78.6M
144M
-4.3M
64M
57.6M
77M
33.8M
23.6M
NET INCOME
-8.3M
(10.5M)
(16.6M)
(33.7M)
-2.6M
(12.7M)
(11.7M)
(34M)
(10.2M)
(8.5M)
-15.8M
32.5M
63.3M
112.9M
-1.7M
51.3M
45.8M
43.1M
23.6M
15M

SEC Filings

AMTB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 26, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 18, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 10, 2026
April 07, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 224 filings