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Adamas Trust, Inc.

ADAM·NASDAQ

$8.79

-2.9%
Real EstateREIT - Mortgage

Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company's targeted residential loans, including business purpose loans; agency RMBS; non-agency residential mortgage-backed securities (RMBS); structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; and other mortgage-, residential housing- and credit-related assets and strategic investments; and commercial mortgage-backed securities (CMBS). It also owns and manages single-family rental properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Adamas Trust, Inc. was formerly known as New York Mortgage Trust, Inc. and changed its name to Adamas Trust, Inc. in September 2025. Adamas Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$789.88M
EPS1.1200
P/E Ratio7.85
Earnings Date07/29/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal · Driver · Risk

Signal

High confidence

Valuation multiple is compressed (P/E 7.8).

Valuation inputs: P/E 7.8, earnings yield +12.7%, momentum -2.9%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +10.4%, ROIC +1.1%).

Profitability stack: net margin +18.5%, ROE +10.4%, ROIC +1.1%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +88.7%, momentum -2.9%, net margin +18.5%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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Adamas Trust, Inc. Market vs Earnings Trajectory

ADAM · NASDAQ

Loading price and EPS data...

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Adamas Trust, Inc. Fair Value Envelope

ADAM · NASDAQ

Our analysis suggests that ADAM has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.79, this represents a potential HIDDEN relative to our calculated worth for Adamas Trust, Inc..

Intrinsic Value
Current Price: $8.79
3Y-131.0%
5Y-132.0%
10Y-132.0%
3Y+483.0%
5Y+444.0%
10Y+444.0%
3Y-150.0%
5Y-152.0%
10Y-152.0%
3Y+46.0%
5Y+21.0%
10Y+21.0%
3Y+37.0%
5Y+14.0%
10Y+14.0%
3Y+103.0%
5Y+171.0%
10Y+171.0%
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Adamas Trust, Inc. Profit Bridge

ADAM · NASDAQ
Revenue805.53M
Cost of Goods Sold (452.65M)
Gross Profit352.88M
Operating Expenses (215.08M)
Operating Income137.80M
Interest Expense (452.65M)
Other Income/Expense0.00
Pretax Income137.80M
Income Tax (145.00K)
Net Income149.05M
Net Income
149.05M

Profitability Analysis

Gross Margin

43.8%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

17.1%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

18.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

0.1%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

43.81%
Gross Profit Margin
3%
3Y+596.0%
5Y-52.0%
10Y-52.0%
17.11%
Operating Profit Margin
-203%
3Y-107.0%
5Y-138.0%
10Y-138.0%
18.50%
Net Profit Margin
-267%
3Y-109.0%
5Y-109.0%
10Y-109.0%
10.45%
Return on Equity
-335%
3Y-162.0%
5Y-183.0%
10Y-183.0%
1.18%
Return on Assets
-275%
3Y-125.0%
5Y-119.0%
10Y-119.0%
1.09%
Return on Invested Capital
3Y-
5Y-107.0%
10Y-107.0%
A

Adamas Trust, Inc. Cash Conversion Engine

ADAM · NASDAQ
Net Income149.05M
Depreciation & Amortization23.12M
Stock-Based Compensation0.00
Change in Working Capital12.24M
Others-50.37M
Capital Expenditures-8.15M
Free Cash Flow125.89M

Cash Flow Quality Analysis

FCF Conversion Rate

84.5%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

6.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+2636.1%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$12.24M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

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Adamas Trust, Inc. Funding & Solvency Profile

ADAM · NASDAQ
Cash & Cash Equivalents208.91M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets209 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets22.40M
Long-Term Investments12.13B
Other Non-Current Assets433.86M
Total Non-Current Assets13 B
Total Assets
12.79B

Financial Health Analysis

Current Ratio

0.03x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.77x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-6810102000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

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Adamas Trust, Inc. Street Expectations Map

ADAM · NASDAQ

No Target Data

No analyst price targets available for adam.

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Adamas Trust, Inc. Insider Positioning

ADAM · NASDAQ

During the last 12 months, there has been no insider trading activity reported for ADAM.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

3.12%
Dividend Yield
-37%
3Y-37.0%
5Y-37.0%
10Y-37.0%
 

adam Dividend History

ADAM
10Y CAGR 12%
Latest $0.23
Annual $1.09
Stable dividend payments
Last Period: +0%