ACI Worldwide, Inc.

ACI Worldwide, Inc.

ACIWยทNASDAQ

$41.56

+0.82%
TechnologySoftware - Infrastructure

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.

At a Glance

Live Snapshot
Market Cap$4.23B
EPS2.1800
P/E Ratio19.06
Earnings Date08/06/2026
3Y-3.0%
5Y-8.0%
10Y+63.0%
3Y-21.0%
5Y-27.0%
10Y+38.0%
3Y+27.0%
5Y+26.0%
10Y+101.0%
aciw

ACI Worldwide, Inc. Funding & Solvency Profile

ACIW ยท NASDAQ
Cash & Cash Equivalents196.46M
Net Receivables843.21M
Inventory0.00
Other Current Assets19.56M
Total Current Assets1 B
Property, Plant & Equipment66.10M
Goodwill & Intangible Assets1.46B
Long-Term Investments417.65M
Other Non-Current Assets3.21M
Total Non-Current Assets487 M
Total Assets
3.10B

Financial Health Analysis

Current Ratio

1.54x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

1.04x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

383 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

35% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

ACI Worldwide, Inc. Balance Sheet

ACIW โ€ข NASDAQ

ACI Worldwide, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Sep 2007Sep 2006
ASSETS
CURRENT ASSETS
196.5M
216.4M
164.2M
125M
122.1M
165.4M
121.4M
148.5M
69.7M
75.8M
102.2M
77.3M
95.1M
76.3M
197.1M
171.3M
125.9M
113M
60.8M
110.1M
196.5M
216.4M
164.2M
125M
122.1M
165.4M
121.4M
148.5M
69.7M
75.8M
102.2M
77.3M
95.1M
76.3M
197.1M
171.3M
125.9M
113M
60.8M
110.1M
843.2M
414.4M
452.3M
403.8M
320.4M
342.9M
359.2M
348.2M
300.8M
287.1M
239.1M
242.9M
226M
222.9M
100M
87.4M
108.4M
98.3M
74.2M
86.9M
445.9M
196.7M
246.1M
214.8M
159.6M
175.3M
359.2M
348.2M
262.8M
268.2M
219.1M
195.6M
168.6M
217.3M
93.4M
77.8M
108.4M
95.2M
70.4M
72.4M
397.3M
217.7M
206.2M
188.9M
160.8M
167.6M
0.0
0.0
38M
36.2M
20M
47.3M
57.3M
5.6M
6.7M
9.6M
0.0
95.2M
3.9M
18.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
23.3M
23.2M
25.9M
27.5M
68.7M
70.1M
51.1M
35.4M
25.7M
29.5M
26.5M
17.7M
9.4M
29.9M
29.2M
31.5M
28M
24.7M
24.3M
24.5M
23.3M
23.2M
25.9M
27.5M
37.6M
50.3M
16.7M
9.5M
13.4M
12.1M
9.5M
10.6M
8.4M
19.6M
330.8M
758.6M
558M
470.3M
622.4M
415.2M
46.5M
28.1M
19.3M
13.7M
16.1M
65M
40.2M
35.3M
22.8M
27.7M
25.8M
26.3M
20.1M
1.1B
990.8M
1.4B
1.1B
937.4M
1.2B
920.4M
566.5M
421.8M
408M
388.1M
418.3M
436.4M
356.1M
341.9M
294.8M
274.1M
246.5M
171.9M
225.5M
NON-CURRENT ASSETS
66.1M
63.9M
72.2M
92.5M
110.9M
106M
127.8M
72.7M
80.2M
79M
60.6M
60.4M
57.3M
41.3M
20.5M
18.5M
17.6M
19.4M
19.4M
14.3M
1.2B
1.2B
1.2B
1.2B
1.3B
1.3B
1.3B
909.7M
909.7M
909.7M
913.3M
781.2M
669.2M
501.1M
214.1M
203.9M
204.9M
200M
205.7M
191.5M
224.6M
258.3M
304.1M
357.8M
440.8M
518.4M
591.5M
305.4M
346.7M
389.1M
494.9M
470.9M
429.2M
257.2M
40.9M
45.8M
56.9M
59.8M
71.4M
76.7M
1.5B
1.5B
1.5B
1.6B
1.7B
1.8B
1.9B
1.2B
1.3B
1.3B
1.4B
1.3B
1.1B
758.4M
255.1M
249.7M
261.8M
259.8M
277.2M
268.2M
417.6M
0.0
332.5M
0.0
0.0
0.0
0.0
189M
0.0
0.0
0.0
33.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
73.1M
72.7M
58.5M
53.7M
50.8M
57.5M
51.6M
27M
66.7M
77.5M
90.9M
50.2M
48.9M
63.4M
13.5M
28.1M
26M
12.9M
24.3M
12.3M
3.2M
413.5M
44.8M
365M
338.6M
269.9M
285.8M
52.1M
36.5M
39.1M
42.5M
36M
40.9M
31.7M
33.7M
10.3M
10.6M
14.2M
14M
13.8M
2B
2B
2B
2.1B
2.2B
2.2B
2.3B
1.6B
1.4B
1.5B
1.6B
1.4B
1.2B
894.8M
322.8M
306.7M
316M
306.3M
334.9M
308.6M
3.1B
3B
3.4B
3.2B
3.2B
3.4B
3.3B
2.1B
1.9B
1.9B
2B
1.9B
1.7B
1.3B
664.6M
601.5M
590M
552.8M
506.7M
534.1M
LIABILITIES
CURRENT LIABILITIES
70.2M
45.4M
51.2M
51.7M
45.4M
45.2M
43.1M
50.9M
102.8M
85.4M
60.2M
56.9M
93.3M
37.6M
22M
21.4M
28.3M
16.1M
14.7M
15.1M
64.9M
45.4M
46M
48M
41.3M
41.2M
37M
39.6M
34.7M
42.9M
55.4M
50.4M
43.7M
33.9M
11.5M
15.3M
17.6M
16M
14.7M
15.1M
5.3M
0.0
5.2M
3.7M
4.1M
4M
6.1M
11.3M
68.1M
42.5M
4.7M
6.5M
49.7M
3.7M
10.4M
6.2M
10.7M
78K
0.0
0.0
56.1M
8.8M
9.2M
9.1M
8.8M
8.7M
9.2M
8.4M
7.3M
7.4M
31.2M
7.3M
7.1M
35.2M
28M
26.2M
24.5M
20M
40.6M
61.7M
49.8M
34.9M
74.4M
65.5M
45.9M
34.3M
34.1M
20.8M
17.8M
90.3M
105.4M
87.4M
47.3M
17.5M
0.0
75M
0.0
0.0
0.0
0.0
0.0
9.3M
9.3M
11.2M
11.5M
13.4M
15M
0.0
0.0
0.0
10.1M
35.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2M
9.9M
11.3M
4.7M
6.3M
1.2M
3.5M
10.4M
6.2M
10.7M
78K
3.9M
1.8M
73.6M
75.4M
59.6M
58.3M
84.4M
95.8M
65.8M
104.8M
107.5M
105.2M
128.6M
131.8M
122M
139.9M
133M
121.9M
106.3M
99.9M
97M
79M
455.9M
428.8M
833.6M
663M
558.2M
708.1M
444.6M
111.7M
86.3M
88.1M
49.4M
60.2M
75.9M
36.4M
44.1M
26.2M
36.3M
30.3M
2.3M
1.8M
705.6M
602.6M
1B
858.8M
754.2M
905.6M
612M
296.6M
321.8M
376.4M
390.4M
378.8M
345.6M
266.6M
227.1M
270.8M
195.4M
166.3M
154.5M
157.6M
NON-CURRENT LIABILITIES
799.3M
889.6M
963.6M
1B
1B
1.1B
1.3B
651M
667.9M
653.6M
843.3M
804.6M
708.1M
356.8M
75M
0.0
75M
75M
75M
75M
13.6M
19.3M
24.8M
23.2M
25.9M
33.6M
53.2M
51.3M
52M
49.9M
42.1M
49.2M
45.7M
51.5M
32.7M
31M
31.5M
24.3M
30.3M
20.4M
38.5M
39.9M
40.7M
40.4M
36.1M
40.5M
32.1M
31.7M
16.9M
26.3M
28.1M
13.2M
11M
14.9M
0.0
0.0
0.0
2.1M
3.3M
-20.4M
6.2M
26.9M
25M
36M
34.5M
39.9M
44.6M
43.6M
38.4M
41.2M
31.9M
23.5M
27.8M
41.7M
12.5M
44.1M
52M
71.4M
18.7M
12.5M
880.2M
998.3M
1.1B
1.2B
1.2B
1.3B
1.5B
777.6M
775.3M
771M
945.4M
890.5M
792.6M
449.9M
120.3M
75.1M
158.6M
172.7M
127.2M
109.3M
22.6M
31.9M
38.4M
45.1M
54.9M
53.4M
61.8M
6.9M
400K
1.7M
8.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6B
1.6B
2.1B
2B
1.9B
2.2B
2.1B
1.1B
1.1B
1.1B
1.3B
1.3B
1.1B
716.5M
347.3M
345.9M
354M
339M
281.7M
266.9M
SHAREHOLDERS' EQUITY
-964.8M
-784.9M
-674.9M
-665.8M
-476M
-387.6M
-377.6M
-355.9M
-320M
-297.8M
-253M
-282.5M
-240.2M
-186.8M
-163.4M
-171.7M
-158.7M
-147.8M
-140.3M
-94.3M
702K
702K
702K
702K
702K
702K
702K
702K
702K
702K
702K
698K
232K
232K
204K
204K
204K
204K
204K
204K
761.5M
731.9M
713M
702.5M
688.3M
682.4M
667.7M
632.2M
610.3M
600.3M
561.4M
551.7M
543.2M
535M
322.7M
312.9M
307.3M
302.2M
312.6M
307.6M
1.8B
1.6B
1.4B
1.3B
1.1B
1B
930.8M
863.8M
550.9M
545.7M
416.9M
331.4M
263.9M
200M
151.1M
105.3M
78.1M
58.5M
53.2M
62.4M
-206.3M
-121.5M
-109.5M
-117.7M
-99.5M
-92.4M
-91.6M
-92.6M
-77.4M
-94.1M
-71.6M
-19.9M
-23.3M
-14M
-17.3M
-15.1M
-14.9M
-23.3M
-720K
-8.6M
103.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
24M
24M
24M
0.0
0.0
1.5B
1.4B
1.3B
1.2B
1.2B
1.2B
1.1B
1B
764.6M
754.9M
654.4M
581.4M
543.7M
534.4M
317.3M
255.6M
236.1M
213.8M
225M
267.2M
1.5B
1.4B
1.3B
1.2B
1.2B
1.2B
1.1B
1B
764.6M
754.9M
654.4M
581.4M
544.8M
534.4M
317.3M
255.6M
236.1M
213.8M
225M
267.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
SUMMARY
3.1B
3B
3.4B
3.2B
3.2B
3.4B
3.3B
2.1B
1.9B
1.9B
2B
1.9B
1.7B
1.3B
664.6M
601.5M
590M
552.8M
506.7M
534.1M
417.6M
0.0
332.5M
0.0
0.0
0.0
0.0
189M
0.0
0.0
0.0
33.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
871.7M
956.4M
1.1B
1.1B
1.1B
1.2B
1.4B
671.8M
685.7M
743.9M
938.6M
891.9M
755.4M
374.3M
75M
75M
75M
75M
75M
75M
675.2M
740M
912.2M
1B
998.5M
1B
1.3B
523.3M
616M
668.2M
836.3M
814.6M
660.3M
297.9M
-122.1M
-96.3M
-50.9M
-38M
14.2M
-35.1M
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006
103,088,006

SEC Filings

ACIW - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 02, 2026
June 02, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 20, 2026
June 02, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 26, 2026
February 23, 2026
2026
8-K

8-K 2026

N/A

January 14, 2026
January 13, 2026
2026
8-K

8-K 2025

N/A

November 06, 2025
November 06, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 01, 2025
September 25, 2025
2025
Showing 1 to 10 of 508 filings