Blue Ridge Bankshares, Inc.

Blue Ridge Bankshares, Inc.

BRBSยทAMEX

$3.24

-1.2%
Financial ServicesBanks - Regional

Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through: Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also offers commercial and industrial, residential mortgages, commercial mortgages, home equity, consumer installment, and guaranteed government loans; and mortgages loans on real estate. In addition, it provides wire, direct deposit payroll, remote deposit, payroll processing, electronic statement, and other services; and property and casualty insurance products to individuals and businesses, as well as online, mobile, and telephone banking services. Further, the company offers employee benefit plans and administration services; management services for personal and corporate trusts, including estate planning and settlement, and trust administration, investment and wealth management, and other insurance products; and wholesale and third-party residential mortgage origination services to other financial institutions and credit unions. It has branches in Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone, Virginia; and Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Charlottesville, Virginia.

At a Glance

Live Snapshot
Market Cap$291.31M
EPS0.1100
P/E Ratio29.45
Earnings Date07/22/2026
3Y-11.0%
5Y+37.0%
10Y+846.0%
3Y-38.0%
5Y-39.0%
10Y+1455.0%
3Y-85.0%
5Y-113.0%
10Y-747.0%
Blue Ridge Bankshares, Inc.

Blue Ridge Bankshares, Inc. Profit Bridge

BRBS ยท AMEX
Revenue150.61M
Cost of Goods Sold (54.91M)
Gross Profit95.70M
Operating Expenses (81.92M)
Operating Income13.78M
Interest Expense (58.91M)
Other Income/Expense0.00
Pretax Income13.78M
Income Tax (3.07M)
Net Income10.71M
Net Income
10.71M

Profitability Analysis

Gross Margin

63.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

9.1%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

7.1%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

22.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Blue Ridge Bankshares, Inc. Income Statement

BRBS โ€ข AMEX

Blue Ridge Bankshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
REVENUE
150.6M
173.9M
197.4M
169.7M
190.5M
110.3M
49.3M
32.3M
26.3M
15.9M
9.5M
8.5M
7.4M
6.5M
GROSS PROFIT
(54.9M)
(76.6M)
(98.3M)
(42.8M)
(11.2M)
(20.4M)
(11.3M)
(6.4M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
95.7M
97.3M
99.1M
127M
179.4M
89.9M
38.1M
25.9M
26.3M
15.9M
9.5M
8.5M
7.4M
6.5M
OPERATING INCOME
(81.9M)
(113.8M)
(157.9M)
(104.8M)
(111M)
(67.2M)
(32.5M)
(20.2M)
(12.7M)
(4.4M)
(4.7M)
(5.7M)
(4.8M)
(4.4M)
(49.5M)
(64.6M)
(64.4M)
(58.8M)
(63.9M)
(46.5M)
(23.3M)
(13.5M)
(12.7M)
(8.9M)
(4.7M)
(4.5M)
(3.6M)
(3.2M)
13.8M
-16.5M
-58.8M
22.2M
68.4M
22.7M
5.6M
5.7M
5.5M
1.2M
4.8M
2.8M
3.8M
2.1M
PRE-TAX INCOME
(58.9M)
(81.7M)
(76M)
(17.1M)
(11.1M)
(10M)
(9.5M)
(5.2M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
78.9M
78.7M
93M
104.6M
92.5M
44.5M
21.4M
17.3M
0.0
0.0
0.0
0.0
0.0
0.0
(32.4M)
(49.3M)
(93.6M)
(46M)
(47.1M)
(20.8M)
(9.2M)
(6.7M)
(0.0)
-4.4M
(0.0)
(0.0)
(0.0)
(0.0)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-52.3K
0.0
-1.2M
0.0
-1.2M
0.0
13.8M
-16.5M
-58.8M
22.2M
68.4M
22.7M
5.6M
5.7M
5.4M
1.2M
3.5M
2.8M
2.6M
2.1M
NET INCOME
(3.1M)
-1.1M
-7.1M
(5.2M)
(15.7M)
(4.8M)
(973K)
(1.1M)
(2.1M)
(553.5K)
(1M)
(791.4K)
(709.7K)
(562.8K)
10.7M
-15.4M
-51.8M
17.3M
52.5M
17.7M
4.6M
4.6M
3.4M
688.7K
2.5M
2M
1.6M
1.3M

SEC Filings

BRBS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

March 30, 2026
March 28, 2026
2026
8-K

8-K 2026

N/A

March 24, 2026
March 18, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 12, 2026
March 06, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
Showing 1 to 10 of 173 filings