BHB - AMEX

Bar Harbor Bankshares

BHB·AMEX

$34.29

-2.4%

Financial ServicesBanks - Regional

Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides commercial, lending, retail, and wealth management banking services. It accepts various deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. The company also provides commercial real estate loans, such as multi-family, commercial construction and land development, and other commercial real estate classes; commercial and industrial loans, including loans to commercial and agricultural businesses, and tax exempt entities; residential real estate loans consists of mortgages for 1-4 family housing; and consumer loans comprises home equity loans, lines of credit, auto, and other installment lending. In addition, it provides life insurance, annuity, and retirement products, as well as financial planning services; and third-party investment and insurance services. Further, the company offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401K plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. It operates 53 locations across Maine, New Hampshire, and Vermont. The company was founded in 1887 and is based in Bar Harbor, Maine.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$574.09M

EPS2.3200

P/E Ratio14.78

Earnings Date07/16/2026

4.68B

Assets

15%

3Y+20.0%

5Y+26.0%

10Y+167.0%

4.15B

Total Liabilities

15%

3Y+18.0%

5Y+25.0%

10Y+160.0%

532.54M

Total Equity

16%

3Y+35.0%

5Y+29.0%

10Y+240.0%

Bar Harbor Bankshares Funding & Solvency Profile

BHB · AMEX

Current Assets

Cash & Cash Equivalents44.95M

Net Receivables15.05M

Inventory0.00

Other Current Assets-15.05M

Total Current Assets642 M

Non-Current Assets

Property, Plant & Equipment58.19M

Goodwill & Intangible Assets158.23M

Long-Term Investments3.58B

Other Non-Current Assets-3.58B

Total Non-Current Assets58 M

Total Assets

4.68B

Financial Health Analysis

Current Ratio

0.16x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.80x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-3313713000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

14% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Bar Harbor Bankshares Balance Sheet

BHB • AMEX

Bar Harbor Bankshares Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	44.9M	72.2M	94.8M	92.3M	250.4M	226M	56.9M	98.8M	90.7M	8.4M	9.7M	9.8M	9.2M	15M	8.7M	12.8M	9.8M	9M	7.7M	19.5M
Short-Term Investments	597.4M	520.5M	534.6M	559.5M	618.3M	585M	663.2M	725.8M	717.2M	528.9M	505M	470.5M	450.2M	418M	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	642.4M	592.6M	629.4M	651.8M	868.7M	811.1M	720.1M	824.6M	807.9M	537.3M	514.7M	480.3M	459.4M	433M	8.7M	12.8M	9.8M	9M	7.7M	19.5M
Net Receivables	15M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	15M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	-15M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	757.6M	1.1B	1.1B	960.1M	878.6M	802.2M
Total Current Assets	642.4M	592.6M	629.4M	651.8M	868.7M	811.1M	720.1M	824.6M	807.9M	537.3M	514.7M	480.3M	459.4M	433M	766.3M	1.1B	1.1B	969.1M	886.3M	821.7M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	58.2M	51.2M	48.3M	47.6M	49.4M	52.5M	51.2M	48.8M	47.7M	23.4M	20.7M	20.5M	20.1M	19.3M	16.1M	13.5M	11.9M	10.9M	10.8M	11.4M
Goodwill	141.8M	119.5M	119.5M	119.5M	119.5M	119.5M	118.6M	100.1M	100.1M	4.9M	4.9M	4.9M	4.9M	4.9M	3.2M	3.2M	3.2M	3.2M	3.2M	3.2M
Intangible Assets	16.4M	3.9M	4.9M	5.8M	6.7M	7.7M	8.6M	7.5M	8.4M	377K	0.0	0.0	0.0	747K	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	158.2M	123.4M	124.3M	125.3M	126.2M	127.1M	127.3M	107.5M	108.5M	5.3M	4.9M	4.9M	4.9M	5.7M	3.2M	3.2M	3.2M	3.2M	3.2M	3.2M
Long-Term Investments	3.6B	3.1B	3B	2.9B	2.5B	585M	2.6B	2.5B	2.5B	1.1B	980.6M	910.1M	844.4M	806.9M	381.9M	357.9M	347M	290.5M	264.6M	213.3M
Tax Assets	29.9M	23.3M	23M	24.4M	5.5M	1.7M	3.9M	9.5M	7.2M	6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-3.2M	-3.2M	-3.2M
Other Non-Current Assets	-3.6B	173.1M	172.8M	183.8M	144.7M	-1.7M	140.9M	141.7M	120.6M	64.7M	59.1M	43.5M	45.1M	38.1M	0.0	-371.4M	-359M	-301.4M	-275.4M	-224.6M
Total Non-Current Assets	246.3M	3.5B	3.3B	3.3B	2.8B	764.7M	2.9B	2.8B	2.8B	1.2B	1.1B	979M	914.5M	869.9M	401.1M	3.2M	3.2M	3.2M	3.2M	3.2M
Other Assets	3.8B	0.0	0.0	0.0	0.0	2.2B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	129K	0.0	0.0	0.0	0.0	0.0
Total Assets	4.7B	4.1B	4B	3.9B	3.7B	3.7B	3.7B	3.6B	3.6B	1.8B	1.6B	1.5B	1.4B	1.3B	1.2B	1.1B	1.1B	972.3M	889.5M	824.9M
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	136.5M	249.7M	240.8M	331.4M	94.8M	93.5M	348.1M	0.0	0.0	394.5M	333.9M	313.5M	312.9M	224.1M	175.8M	119.9M	91.9M	121.7M	148.2M	175.2M
Other Current Liabilities	3.8B	3.3B	3.1B	3B	3B	0.0	2.7B	2.5B	2.4B	1.1B	942.8M	858M	835.7M	795.8M	-175.8M	-119.9M	-91.9M	-121.7M	-148.2M	-175.2M
Total Current Liabilities	4B	3.5B	3.4B	3.4B	3.1B	93.5M	3B	2.5B	2.4B	1.4B	1.3B	1.2B	1.1B	1B	175.8M	1B	953.9M	901.8M	823.5M	175.2M
NON-CURRENT LIABILITIES
Long Term Debt	134.8M	40.9M	60.7M	62.9M	83.7M	242.6M	183.2M	723.8M	829.7M	536.6M	140.9M	133.5M	96.5M	147.5M	144.5M	180.1M	219.7M	202.2M	130.6M	85.5M
Deferred Tax Liabilities (Non-Current)	12.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	3.9B	66.6M	96.2M	78.7M	58M	0.0	45.7M	30.9M	28.7M	-382.8M	8.3M	8M	7.4M	7.6M	-144.5M	-180.1M	-219.7M	-202.2M	-130.6M	-85.5M
Total Non-Current Liabilities	4B	107.5M	156.9M	141.6M	141.7M	242.6M	228.9M	754.7M	858.5M	153.8M	149.2M	141.5M	103.9M	155M	144.5M	5M	5M	5M	130.6M	85.5M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	729.3M	25K	-33K	43K	-130.6M	503.1M
Capital Lease Obligations	8.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	4.2B	3.6B	3.5B	3.5B	3.3B	3.3B	3.3B	3.2B	3.2B	1.6B	1.4B	1.3B	1.3B	1.2B	1B	1B	958.9M	906.8M	823.5M	763.8M
SHAREHOLDERS' EQUITY
Treasury Stock	-15.2M	-15.4M	-16.2M	-16.8M	-17.5M	-18.2M	-4.7M	-4.7M	-5.3M	-6M	-6.9M	-8M	-8.7M	-9.3M	-10.5M	-12.3M	-13.7M	-14.1M	-10.4M	-9M
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	18.4M	0.0	0.0	0.0
Common Stock	35.5M	32.9M	32.9M	32.9M	32.9M	32.9M	32.9M	32.9M	32.9M	13.6M	13.6M	13.6M	13.6M	9.1M	9.1M	9.1M	8.9M	7.3M	7.3M	7.3M
Additional Paid-In Capital	233.3M	194.6M	193.1M	191.9M	190.9M	190.1M	188.5M	187.7M	186.7M	23M	21.6M	20.9M	20.6M	26.7M	26.5M	26.2M	24.4M	4.9M	4.7M	4.4M
Retained Earnings	314.4M	297.9M	272.1M	243.8M	215.6M	195.6M	175.8M	166.5M	145M	130.5M	122.3M	113.1M	103.9M	93.9M	86.2M	80.4M	75M	67.9M	63.3M	59.3M
Accumulated Other Comprehensive Income/Loss	-35.4M	-51.5M	-49.9M	-58.3M	2.3M	11M	3.9M	-11.8M	-4.6M	-4.3M	3.6M	6.7M	-7.9M	7.7M	7M	284K	573K	-524K	1.1M	-953K
Total Stockholders' Equity	532.5M	458.4M	432.1M	393.5M	424.1M	411.3M	396.4M	370.6M	354.6M	156.7M	154.2M	146.3M	121.4M	128M	118M	103.6M	113.5M	65.4M	66M	61.1M
Total Equity	532.5M	458.4M	432.1M	393.5M	424.1M	411.3M	396.4M	370.6M	354.6M	156.7M	154.2M	146.3M	121.4M	128M	118M	103.6M	113.5M	65.4M	66M	61.1M
SUMMARY
Total Liabilities & Equity	4.7B	4.1B	4B	3.9B	3.7B	3.7B	3.7B	3.6B	3.6B	1.8B	1.6B	1.5B	1.4B	1.3B	1.2B	1.1B	1.1B	972.3M	889.5M	824.9M
Total Investments	4.2B	3.6B	3.5B	3.4B	3.1B	1.2B	3.3B	3.2B	3.2B	1.6B	1.5B	1.4B	1.3B	1.2B	381.9M	357.9M	347M	290.5M	264.6M	213.3M
Total Debt	269.6M	290.6M	301.5M	394.2M	178.5M	336M	531.3M	723.8M	829.7M	931.1M	474.8M	447M	409.4M	371.6M	320.3M	300M	311.6M	323.9M	278.9M	260.7M
Net Debt	224.7M	218.4M	206.7M	302M	-71.9M	110M	474.4M	625M	739M	922.6M	465.1M	437.2M	400.2M	356.6M	311.6M	287.2M	301.8M	314.9M	271.1M	241.2M
Shares Outstanding	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573	16,688,573

SEC Filings

BHB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 07, 2026	May 07, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 21, 2026	April 21, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 19, 2026	May 07, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 22, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 10, 2025	November 10, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 21, 2025	October 21, 2025	2025	View Filing

Showing 1 to 10 of 538 filings

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