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Industrials - Rental & Leasing Services - NYSE - US
$ 29.48
3.91 %
$ 1.2 B
Market Cap
6.51
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one PRG stock under the worst case scenario is HIDDEN Compared to the current market price of 29.5 USD, PROG Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one PRG stock under the base case scenario is HIDDEN Compared to the current market price of 29.5 USD, PROG Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one PRG stock under the best case scenario is HIDDEN Compared to the current market price of 29.5 USD, PROG Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
2.46 B REVENUE
2.29%
195 M OPERATING INCOME
-13.62%
197 M NET INCOME
42.07%
139 M OPERATING CASH FLOW
-32.17%
-79.2 M INVESTING CASH FLOW
-103.87%
-119 M FINANCING CASH FLOW
16.04%
623 M REVENUE
2.83%
50.2 M OPERATING INCOME
1.91%
57.5 M NET INCOME
-31.46%
-84.5 M OPERATING CASH FLOW
-264.97%
-43.5 M INVESTING CASH FLOW
-144.15%
1.94 M FINANCING CASH FLOW
104.57%
Balance Sheet PROG Holdings, Inc.
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Current Assets 176 M
Cash & Short-Term Investments 95.7 M
Receivables 80.2 M
Other Current Assets 0
Non-Current Assets 439 M
Long-Term Investments 0
PP&E 25.5 M
Other Non-Current Assets 413 M
Current Liabilities 181 M
Accounts Payable 13.1 M
Short-Term Debt 46.8 M
Other Current Liabilities 121 M
Non-Current Liabilities 683 M
Long-Term Debt 608 M
Other Non-Current Liabilities 74.3 M
EFFICIENCY
Earnings Waterfall PROG Holdings, Inc.
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Revenue 2.46 B
Cost Of Revenue 0
Gross Profit 2.46 B
Operating Expenses 2.27 B
Operating Income 195 M
Other Expenses -2.35 M
Net Income 197 M
RATIOS
100.00% GROSS MARGIN
100.00%
7.91% OPERATING MARGIN
7.91%
8.01% NET MARGIN
8.01%
30.33% ROE
30.33%
13.03% ROA
13.03%
48.88% ROIC
48.88%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis PROG Holdings, Inc.
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Net Income 197 M
Depreciation & Amortization 27 M
Capital Expenditures -8.32 M
Stock-Based Compensation 29.2 M
Change in Working Capital -2.01 B
Others 344 M
Free Cash Flow 130 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets PROG Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for PRG of $50.2 , with forecasts ranging from a low of $35 to a high of $58 .
PRG Lowest Price Target Wall Street Target
35 USD 18.72%
PRG Average Price Target Wall Street Target
50.2 USD 70.28%
PRG Highest Price Target Wall Street Target
58 USD 96.74%
4. DIVIDEND ANALYSIS
0.28% DIVIDEND YIELD
0.12 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership PROG Holdings, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
8.64 M USD 5
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
3 months ago
Nov 12, 2024
Sell 171 K USD
Sewell George M
Principal Acct Off, VP Fin Rep
- 3500
48.88 USD
3 months ago
Nov 08, 2024
Sell 70.5 K USD
King Michael Todd
Chief Legal and Compliance Off
- 1500
46.97 USD
3 months ago
Nov 07, 2024
Sell 246 K USD
Garner Brian
Chief Financial Officer
- 5000
49.29 USD
3 months ago
Nov 12, 2024
Sell 747 K USD
Garner Brian
Chief Financial Officer
- 15484
48.27 USD
3 months ago
Nov 07, 2024
Sell 172 K USD
Doman Curtis Linn
Director
- 3584
48.02 USD
3 months ago
Nov 08, 2024
Sell 653 K USD
Doman Curtis Linn
Director
- 13601
48 USD
3 months ago
Nov 11, 2024
Sell 201 K USD
Doman Curtis Linn
Director
- 4070
49.27 USD
3 months ago
Nov 11, 2024
Sell 2.86 M USD
Doman Curtis Linn
Director
- 58745
48.71 USD
3 months ago
Nov 07, 2024
Sell 1.95 M USD
Michaels Steven A
President and CEO
- 40694
47.92 USD
3 months ago
Nov 07, 2024
Sell 283 K USD
Michaels Steven A
President and CEO
- 5800
48.82 USD
3 months ago
Nov 08, 2024
Sell 1.29 M USD
Michaels Steven A
President and CEO
- 27324
47.19 USD
2 years ago
Oct 31, 2022
Bought 9.86 K USD
Thomas Eugene Vin IV
General Counsel and Corp Sec
+ 618
15.95 USD
2 years ago
Aug 03, 2022
Bought 23.3 K USD
Thomas Eugene Vin IV
General Counsel and Corp Sec
+ 1200
19.39 USD
2 years ago
Aug 03, 2022
Bought 48.5 K USD
Garner Brian
Chief Financial Officer
+ 2500
19.39 USD
2 years ago
Aug 03, 2022
Bought 962 K USD
Doman Curtis Linn
Chief Innovation Officer-PROG
+ 50000
19.25 USD
2 years ago
Aug 02, 2022
Bought 113 K USD
Michaels Steven A
President and CEO
+ 6000
18.87 USD
2 years ago
Aug 02, 2022
Bought 170 K USD
Michaels Steven A
President and CEO
+ 9000
18.93 USD
3 years ago
Aug 09, 2021
Bought 108 K USD
CURLING DOUGLAS C
Director
+ 2500
43.11 USD
3 years ago
Aug 03, 2021
Bought 107 K USD
Garner Brian
Chief Financial Officer
+ 2500
42.89 USD
3 years ago
Aug 03, 2021
Bought 322 K USD
Michaels Steven A
CEO
+ 7500
42.91 USD
3 years ago
Mar 15, 2021
Sell 47.4 K USD
Sewell George M
Principal Acct Off, VP Fin Rep
- 958
49.49 USD
4 years ago
Nov 19, 2020
Sell 156 K USD
Kamerschen Robert W.
EVP, Gen Counsel/Corp Sec
- 2491
62.71 USD
20 years ago
Sep 08, 2004
Bought 4.18 K USD
Kuhn Jack R
Senior Vice President
+ 19000
0.22 USD
20 years ago
Aug 31, 2004
Bought 2.58 K USD
Kuhn Jack R
Senior Vice President
+ 17200
0.15 USD
20 years ago
Aug 30, 2004
Bought 975 USD
Kuhn Jack R
Senior Vice President
+ 6500
0.15 USD
20 years ago
Aug 28, 2004
Bought 1.4 K USD
Kuhn Jack R
Senior Vice President
+ 9300
0.15 USD
20 years ago
Aug 26, 2004
Bought 980 USD
MASTANDREA JAMES C
Chairman, CEO and President
+ 7000
0.14 USD
20 years ago
Aug 25, 2004
Bought 2.52 K USD
MASTANDREA JAMES C
Chairman, CEO and President
+ 18000
0.14 USD
7. News
PROG Holdings, Inc. (PRG) Q4 2024 Earnings Call Transcript PROG Holdings, Inc. (NYSE:PRG ) Q4 2024 Earnings Conference Call February 19, 2025 8:30 AM ET Company Participants John Baugh - Vice President, Investor Relations Steve Michaels - President and Chief Executive Officer Brian Garner - Chief Financial Officer Conference Call Participants Kyle Joseph - Stephens Inc. Hoang Nguyen - T.D. Cowen Anthony Chukumba - Loop Capital Markets Brad Thomas - KeyBanc Vincent Caintic - BTIG Operator Good day and thank you for standing by. seekingalpha.com - 1 week ago
PROG Holdings (PRG) Q4 Earnings and Revenues Top Estimates PROG Holdings (PRG) came out with quarterly earnings of $0.80 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.72 per share a year ago. zacks.com - 1 week ago
PROG Holdings Reports Fourth Quarter 2024 Results SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build today announced financial results for the fourth quarter ended December 31, 2024. "We finished 2024 with an excellent fourth quarter, delivering a third consecutive quarter of strong GMV growth and approximating the high end of our outlook ranges for both our revenues and earnings for the period," said PROG Holdings President and CEO. businesswire.com - 1 week ago
PROG Holdings, Inc. to Release Fourth Quarter 2024 Financial Results on February 19, 2025 SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, is scheduled to release financial results for the fourth quarter of 2024 on Wednesday, February 19, 2025 prior to the market open. The company has also scheduled a live webcast for February 19, 2025 at 8:30 A.M. ET to discuss its financial results for the fourth quarter of 2024. The webcast can be accessed via the below link, or thro. businesswire.com - 1 month ago
PROG Holdings Appoints Two New Independent Directors to Board SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, today announced the appointment of Robert Julian and Daniela Mielke to its Board of Directors. “Robert and Daniela are recognized leaders in industries that are especially relevant to PROG Holdings. Robert's consumer retail and e-commerce financial expertise, as well as Daniela's leadership in digital payments, fintech and e-commerce. businesswire.com - 3 months ago
PROG Holdings, Inc. Declares Dividend SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, announced today its Board of Directors declared a quarterly cash dividend of $0.12 per share of common stock, payable on December 3, 2024, to shareholders of record as of the close of business on November 19, 2024. About PROG Holdings, Inc. PROG Holdings, Inc. (NYSE:PRG) is a fintech holding company headquartered in Salt Lake City, U. businesswire.com - 3 months ago
PROG Holdings, Inc. (PRG) Q3 2024 Earnings Call Transcript PROG Holdings, Inc. (NYSE:PRG ) Q3 2024 Earnings Conference Call October 23, 2024 8:30 AM ET Company Participants John Baugh - Vice President, Investor Relations Steve Michaels - President and Chief Executive Officer Brian Garner - Chief Financial Officer Conference Call Participants Brad Thomas - KeyBanc John Hecht - Jefferies Anthony Chukumba - Loop Capital Markets Hoang Nguyen - T.D. Cowen Bobby Griffin - Raymond James Vincent Caintic - BTIG Operator Good day and thank you for standing by. seekingalpha.com - 4 months ago
PROG Holdings (PRG) Surpasses Q3 Earnings and Revenue Estimates PROG Holdings (PRG) came out with quarterly earnings of $0.77 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $0.90 per share a year ago. zacks.com - 4 months ago
PROG Holdings Reports Third Quarter 2024 Results SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build today announced financial results for the third quarter ended September 30, 2024. "We are pleased to report another strong quarter, highlighted by 11.6% GMV growth and a return to revenue growth in our Progressive Leasing segment" said PROG Holdings President and CEO Steve Michaels. This momentum is driven by the effectiveness of our. businesswire.com - 4 months ago
PROG Holdings, Inc. to Release Third Quarter 2024 Financial Results on October 23, 2024 SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, is scheduled to release financial results for the third quarter of 2024 on Wednesday, October 23, 2024 prior to the market open. The company has also scheduled a live webcast for October 23, 2024 at 8:30 A.M. ET to discuss its financial results for the third quarter of 2024. The webcast can be accessed via the below link, or through. businesswire.com - 5 months ago
Progressive Leasing and Best Buy Leaders Featured on Panel to Discuss Financial Inclusion Trends at Merchant Advisory Group Payments Conference SALT LAKE CITY--(BUSINESS WIRE)--Progressive Leasing, a leading provider of e-commerce, app-based, and in-store lease-to-own solutions owned by fintech holding company PROG Holdings, Inc. (NYSE:PRG), will be featured alongside Best Buy, ChargeAfter and other leaders in the retail and payments industry at the 2024 MAG Payments Conference September 16-19 in Orlando, Florida. Session Name: Check Your Balances: How Financial Inclusion is Defining a Generation Panel Participants: Nathan Roe, Chief C. businesswire.com - 5 months ago
Is the Options Market Predicting a Spike in PROG Holdings (PRG) Stock? Investors need to pay close attention to PROG Holdings (PRG) stock based on the movements in the options market lately. zacks.com - 5 months ago
8. Profile Summary

PROG Holdings, Inc. PRG

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COUNTRY US
INDUSTRY Rental & Leasing Services
MARKET CAP $ 1.2 B
Dividend Yield 0.28%
Description PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. It operates in two segments, Progressive Leasing and Vive. The Progressive Leasing segment offers lease-purchase solutions to customers for various merchandize in the furniture, appliances, electronics, jewelry, mobile phones and accessories, mattresses, and automobile electronics and accessories markets through point-of-sale and e-commerce retail partners, as well in-store, mobile, and online solutions. The Vive segment provides second-look and revolving credit products to customers that may not qualify for traditional prime lending through private label and Vive-branded credit cards. It offers lease-purchase solutions through approximately 24,000 third-party point-of-sale partner locations and e-commerce websites in 49 states and the District of Columbia. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.
Contact 256 West Data Drive, Draper, UT, 84020-2315 https://investor.progleasing.com
IPO Date Nov. 4, 1982
Employees 1403
Officers Ms. Debra A. Fiori Chief People Officer Mr. Todd King Chief Legal & Compliance Officer Mr. Trevor Thatcher Chief Operations Officer Mark Delcorps Director of Corporate Communications Mr. Sridhar Nallani Chief Technology Officer Mr. George Matt Sewell Principal Accounting Officer & Vice President of Financial Reporting Mr. Steven A. Michaels Chief Executive Officer, President & Director Mr. Curtis Linn Doman Co-Founder & Director Mr. Brian J. Garner Chief Financial Officer Mr. John Allen Baugh C.F.A. Vice President of Investor Relations