image
Industrials - Rental & Leasing Services - NYSE - US
$ 26.365
-1.75 %
$ 1.07 B
Market Cap
5.69
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PRG stock under the worst case scenario is HIDDEN Compared to the current market price of 26.4 USD, PROG Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PRG stock under the base case scenario is HIDDEN Compared to the current market price of 26.4 USD, PROG Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PRG stock under the best case scenario is HIDDEN Compared to the current market price of 26.4 USD, PROG Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PRG

image
$50.0$50.0$45.0$45.0$40.0$40.0$35.0$35.0$30.0$30.0$25.0$25.0$20.0$20.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
2.46 B REVENUE
2.29%
195 M OPERATING INCOME
-13.62%
197 M NET INCOME
42.07%
139 M OPERATING CASH FLOW
-32.17%
-79.2 M INVESTING CASH FLOW
-103.87%
-119 M FINANCING CASH FLOW
16.04%
623 M REVENUE
2.83%
50.2 M OPERATING INCOME
1.91%
57.5 M NET INCOME
-31.46%
-84.5 M OPERATING CASH FLOW
-264.97%
-43.5 M INVESTING CASH FLOW
-144.15%
1.94 M FINANCING CASH FLOW
104.57%
Balance Sheet PROG Holdings, Inc.
image
Current Assets 1.07 B
Cash & Short-Term Investments 95.7 M
Receivables 238 M
Other Current Assets 741 M
Non-Current Assets 439 M
Long-Term Investments 0
PP&E 25.5 M
Other Non-Current Assets 413 M
6.32 %15.71 %48.97 %27.31 %Total Assets$1.5b
Current Liabilities 181 M
Accounts Payable 13.1 M
Short-Term Debt 46.8 M
Other Current Liabilities 121 M
Non-Current Liabilities 683 M
Long-Term Debt 608 M
Other Non-Current Liabilities 74.3 M
5.42 %14.01 %70.44 %8.61 %Total Liabilities$863.5m
EFFICIENCY
Earnings Waterfall PROG Holdings, Inc.
image
Revenue 2.46 B
Cost Of Revenue 0
Gross Profit 2.46 B
Operating Expenses 2.27 B
Operating Income 195 M
Other Expenses -2.35 M
Net Income 197 M
3b3b2b2b2b2b1b1b500m500m002b02b(2b)195m2m197mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
7.91% OPERATING MARGIN
7.91%
8.01% NET MARGIN
8.01%
30.33% ROE
30.33%
13.03% ROA
13.03%
17.03% ROIC
17.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis PROG Holdings, Inc.
image
450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 197 M
Depreciation & Amortization 27 M
Capital Expenditures -8.32 M
Stock-Based Compensation 29.2 M
Change in Working Capital -2.01 B
Others 344 M
Free Cash Flow 130 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets PROG Holdings, Inc.
image
Wall Street analysts predict an average 1-year price target for PRG of $54 , with forecasts ranging from a low of $48 to a high of $58 .
PRG Lowest Price Target Wall Street Target
48 USD 82.06%
PRG Average Price Target Wall Street Target
54 USD 104.82%
PRG Highest Price Target Wall Street Target
58 USD 119.99%
Price
Max Price Target
Min Price Target
Average Price Target
606055555050454540403535303025252020Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.28% DIVIDEND YIELD
0.13 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.5000000.5000000.4500000.4500000.4000000.4000000.3500000.3500000.3000000.3000000.2500000.2500000.2000000.2000000.1500000.1500000.1000000.1000000.0500000.0500000.0000000.0000000.0195080.0212040.0237490.0254450.0296860.0339270.120.130.0195080.0212040.0237490.0254450.0296860.0339270.120.0195080.0212040.0237490.0254450.0296860.0339270.120.0212040.080.0237490.090.0254450.100.0296860.110.0339270.120.0381680.140.120.480.132015201520162016201720172018201820192019202020202024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
6. Ownership
Insider Ownership PROG Holdings, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
8.64 M USD 5
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
345 K USD 2
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
PRG Retail Group, the First Kids & Family Hub in the Childcare and Toy Sector, Selects GXO as its Managed Transport Partner for its Transport Service in Italy TREZZO SULL'ADDA, Italy, April 15, 2025 (GLOBE NEWSWIRE) -- GXO Logistics, Inc. (NYSE: GXO), the world's largest pure-play contract logistics provider, announced today the signing of an agreement with PRG Retail Group, one of the main retailers of children's items and toys, to serve as its managed transport partner. GXO will supervise the transport chain from the Castel San Giovanni warehouse for an important selection of Toys Center, Bimbostore and Fao Schwarz stores in the regions of Lombardy, Emilia Romagna and Piedmont, providing customized solutions based on technologies that provide real-time visibility on shipments and optimize costs. globenewswire.com - 2 weeks ago
PROG Holdings, Inc. to Release First Quarter 2025 Financial Results on April 23, 2025 SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, is scheduled to release financial results for the first quarter of 2025 on Wednesday, April 23, 2025 prior to the market open. The company has also scheduled a live webcast for April 23, 2025 at 8:30 A.M. ET to discuss its financial results for the first quarter of 2025. The webcast can be accessed via the below link, or through the. businesswire.com - 4 weeks ago
PROG Holdings, Inc. Declares Dividend SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, announced today its Board of Directors declared a quarterly cash dividend of $0.13 per share of common stock, payable on March 25, 2025, to shareholders of record as of the close of business on March 13, 2025. About PROG Holdings, Inc. PROG Holdings, Inc. (NYSE:PRG) is a fintech holding company headquartered in Salt Lake City, UT, th. businesswire.com - 2 months ago
PROG Holdings, Inc. (PRG) Q4 2024 Earnings Call Transcript PROG Holdings, Inc. (NYSE:PRG ) Q4 2024 Earnings Conference Call February 19, 2025 8:30 AM ET Company Participants John Baugh - Vice President, Investor Relations Steve Michaels - President and Chief Executive Officer Brian Garner - Chief Financial Officer Conference Call Participants Kyle Joseph - Stephens Inc. Hoang Nguyen - T.D. Cowen Anthony Chukumba - Loop Capital Markets Brad Thomas - KeyBanc Vincent Caintic - BTIG Operator Good day and thank you for standing by. seekingalpha.com - 2 months ago
PROG Holdings (PRG) Q4 Earnings and Revenues Top Estimates PROG Holdings (PRG) came out with quarterly earnings of $0.80 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.72 per share a year ago. zacks.com - 2 months ago
PROG Holdings Reports Fourth Quarter 2024 Results SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build today announced financial results for the fourth quarter ended December 31, 2024. "We finished 2024 with an excellent fourth quarter, delivering a third consecutive quarter of strong GMV growth and approximating the high end of our outlook ranges for both our revenues and earnings for the period," said PROG Holdings President and CEO. businesswire.com - 2 months ago
PROG Holdings, Inc. to Release Fourth Quarter 2024 Financial Results on February 19, 2025 SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, is scheduled to release financial results for the fourth quarter of 2024 on Wednesday, February 19, 2025 prior to the market open. The company has also scheduled a live webcast for February 19, 2025 at 8:30 A.M. ET to discuss its financial results for the fourth quarter of 2024. The webcast can be accessed via the below link, or thro. businesswire.com - 3 months ago
PROG Holdings Appoints Two New Independent Directors to Board SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, today announced the appointment of Robert Julian and Daniela Mielke to its Board of Directors. “Robert and Daniela are recognized leaders in industries that are especially relevant to PROG Holdings. Robert's consumer retail and e-commerce financial expertise, as well as Daniela's leadership in digital payments, fintech and e-commerce. businesswire.com - 5 months ago
PROG Holdings, Inc. Declares Dividend SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build, announced today its Board of Directors declared a quarterly cash dividend of $0.12 per share of common stock, payable on December 3, 2024, to shareholders of record as of the close of business on November 19, 2024. About PROG Holdings, Inc. PROG Holdings, Inc. (NYSE:PRG) is a fintech holding company headquartered in Salt Lake City, U. businesswire.com - 5 months ago
PROG Holdings, Inc. (PRG) Q3 2024 Earnings Call Transcript PROG Holdings, Inc. (NYSE:PRG ) Q3 2024 Earnings Conference Call October 23, 2024 8:30 AM ET Company Participants John Baugh - Vice President, Investor Relations Steve Michaels - President and Chief Executive Officer Brian Garner - Chief Financial Officer Conference Call Participants Brad Thomas - KeyBanc John Hecht - Jefferies Anthony Chukumba - Loop Capital Markets Hoang Nguyen - T.D. Cowen Bobby Griffin - Raymond James Vincent Caintic - BTIG Operator Good day and thank you for standing by. seekingalpha.com - 6 months ago
PROG Holdings (PRG) Surpasses Q3 Earnings and Revenue Estimates PROG Holdings (PRG) came out with quarterly earnings of $0.77 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $0.90 per share a year ago. zacks.com - 6 months ago
PROG Holdings Reports Third Quarter 2024 Results SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Vive Financial, Four Technologies, and Build today announced financial results for the third quarter ended September 30, 2024. "We are pleased to report another strong quarter, highlighted by 11.6% GMV growth and a return to revenue growth in our Progressive Leasing segment" said PROG Holdings President and CEO Steve Michaels. This momentum is driven by the effectiveness of our. businesswire.com - 6 months ago
8. Profile Summary

PROG Holdings, Inc. PRG

image
COUNTRY US
INDUSTRY Rental & Leasing Services
MARKET CAP $ 1.07 B
Dividend Yield 0.28%
Description PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. It operates in two segments, Progressive Leasing and Vive. The Progressive Leasing segment offers lease-purchase solutions to customers for various merchandize in the furniture, appliances, electronics, jewelry, mobile phones and accessories, mattresses, and automobile electronics and accessories markets through point-of-sale and e-commerce retail partners, as well in-store, mobile, and online solutions. The Vive segment provides second-look and revolving credit products to customers that may not qualify for traditional prime lending through private label and Vive-branded credit cards. It offers lease-purchase solutions through approximately 24,000 third-party point-of-sale partner locations and e-commerce websites in 49 states and the District of Columbia. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.
Contact 256 West Data Drive, Draper, UT, 84020-2315 https://investor.progleasing.com
IPO Date Nov. 4, 1982
Employees 1403
Officers Mr. Curtis Linn Doman Co-Founder & Director Mr. Brian J. Garner Chief Financial Officer Ms. Debra A. Fiori Chief People Officer Mark Delcorps Director of Corporate Communications Mr. Todd King Chief Legal & Compliance Officer and Corporate Secretary Mr. Trevor Thatcher Chief Operations Officer Mr. Steven A. Michaels Chief Executive Officer, President & Director Mr. George Matt Sewell Principal Accounting Officer & Vice President of Financial Reporting Mr. John Allen Baugh C.F.A. Vice President of Investor Relations Mr. Sridhar Nallani Chief Technology Officer