Financial Services -
Banks - Regional - NASDAQ - US
$ 16.89
0.297 %
$ 70.7 M
Market Cap
281.5
P/E
1. INTRINSIC VALUE
Balance Sheet
TC Bancshares, Inc.
| Current Assets | 25 M |
| Cash & Short-Term Investments | 25 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 442 M |
| Long-Term Investments | 44.6 M |
| PP&E | 6.73 M |
| Other Non-Current Assets | 390 M |
| Current Liabilities | 195 M |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 195 M |
| Non-Current Liabilities | 192 M |
| Long-Term Debt | 13.1 M |
| Other Non-Current Liabilities | 179 M |
EFFICIENCY
Earnings Waterfall
TC Bancshares, Inc.
| Revenue | 15.1 M |
| Cost Of Revenue | 163 K |
| Gross Profit | 14.9 M |
| Operating Expenses | 14.5 M |
| Operating Income | 412 K |
| Other Expenses | 146 K |
| Net Income | 266 K |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
TC Bancshares, Inc.
| Net Income | 266 K |
| Depreciation & Amortization | 686 K |
| Capital Expenditures | -2.13 M |
| Stock-Based Compensation | 981 K |
| Change in Working Capital | 125 K |
| Others | 1.99 M |
| Free Cash Flow | 1.91 M |
Wall Street Analysts Price Targets
TC Bancshares, Inc.
TCBC has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.37%
DIVIDEND YIELD
0.05 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
TC Bancshares, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
31 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
23.5 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
4 months ago
Aug 29, 2024
|
Bought
22.7 K USD
|
McLean Scott Charles
EVP-CHIEF FINANCIAL OFFICER
|
+ 1453
|
15.65 USD |
|
4 months ago
Aug 28, 2024
|
Bought
736 USD
|
McLean Scott Charles
EVP-CHIEF FINANCIAL OFFICER
|
+ 47
|
15.65 USD |
|
4 months ago
Aug 22, 2024
|
Sell 31 K
USD
|
Brown George Matthew
Director
|
- 2000
|
15.51 USD |
|
1 year ago
Nov 27, 2023
|
Bought
65 K USD
|
Bryant Joshua Travis
Director
|
+ 5000
|
13 USD |
|
1 year ago
Nov 24, 2023
|
Bought
26 K USD
|
TILLMAN STEPHANIE B
Director
|
+ 2000
|
13 USD |
|
1 year ago
Nov 21, 2023
|
Bought
13 K USD
|
DeSantis Peter
Director
|
+ 1000
|
13 USD |
|
1 year ago
Nov 16, 2023
|
Bought
6.62 K USD
|
McLean Scott Charles
EVP-CHIEF FINANCIAL OFFICER
|
+ 519
|
12.75 USD |
|
1 year ago
Jun 06, 2023
|
Bought
29.9 K USD
|
Johnson Jefferson
Director
|
+ 2100
|
14.25 USD |
|
1 year ago
Jun 05, 2023
|
Bought
34.4 K USD
|
Bryant Joshua Travis
Director
|
+ 2394
|
14.35 USD |
|
1 year ago
Jun 05, 2023
|
Bought
37.6 K USD
|
Bryant Joshua Travis
Director
|
+ 2606
|
14.44 USD |
|
1 year ago
Jun 05, 2023
|
Bought
50 K USD
|
Rumble Fortson
Director
|
+ 3463
|
14.4255 USD |
|
1 year ago
Jun 02, 2023
|
Bought
50.1 K USD
|
Dixon Charles
Director
|
+ 3590
|
13.95 USD |
|
1 year ago
Jun 01, 2023
|
Bought
540 USD
|
Bryant Joshua Travis
Director
|
+ 40
|
13.5 USD |
|
2 years ago
Mar 02, 2022
|
Bought
20.6 K USD
|
DeSantis Peter
Director
|
+ 1500
|
13.7 USD |
|
2 years ago
Mar 01, 2022
|
Bought
6.85 K USD
|
DeSantis Peter
Director
|
+ 500
|
13.7 USD |
|
2 years ago
Mar 01, 2022
|
Bought
6.9 K USD
|
DeSantis Peter
Director
|
+ 500
|
13.8 USD |
|
2 years ago
Mar 01, 2022
|
Bought
22 K USD
|
Brown George Matthew
Director
|
+ 1598
|
13.75 USD |
7. News
TC Bancshares: A New Small-Cap Bank With Strong Exposure To Residential Real Estate
TC Bancshares is the holding company of TC Federal Bank, a very small bank with a limited footprint. The size of the balance sheet is just around $400M, so it's a tiny bank.
seekingalpha.com
- 3 years ago
8. Profile
Summary
TC Bancshares, Inc. TCBC
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 70.7 M
Dividend Yield
0.37%
Description
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services for individual and commercial customers in the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending products comprising single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction loans, land development loans, and SBA/USDA guaranteed loans. It operates one branch in Thomasville, Georgia, and one in Tallahassee, Florida, as well as loan production offices in Tallahassee, Florida and Savannah, Georgia. The company was founded in 1934 and is based in Thomasville, Georgia.
Contact
131 South Dawson Street, Thomasville, GA, 31792
https://www.tcfederal.com
IPO
Date
July 21, 2021
Employees
65
Officers
Ms. Sara Aldridge
Senior Vice President & Mortgage Division Manager
Mr. Michael S. Penney
Executive Vice President & Chief Credit Officer
Mr. Scott C. McLean
Executive Vice President, Chief Financial Officer & Assistant Secretary
Ms. Jami Porter
Senior Vice President, Head of HR & Marketing
Ms. Jo-Ann L. Copeland
Senior Vice President & Chief Compliance Office
Mr. Gregory H. Eiford
President, Chief Executive Officer & Director
Mr. Nathan L. Higdon
Executive Vice President, Senior Lending Officer & Tallahassee Market President
Ms. Laquan Brunner
Senior Vice President & Chief Information Officer
Ms. Linda Bergman
Senior Vice President & Head of Retail
Jeff Weeks
Senior Vice President & Jacksonville Market President