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Financial Services - Banks - Regional - NASDAQ - US
$ 10.07
-1.27 %
$ 52.1 M
Market Cap
-16.78
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BCOW stock under the worst case scenario is HIDDEN Compared to the current market price of 10.1 USD, 1895 Bancorp of Wisconsin, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BCOW stock under the base case scenario is HIDDEN Compared to the current market price of 10.1 USD, 1895 Bancorp of Wisconsin, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BCOW stock under the best case scenario is HIDDEN Compared to the current market price of 10.1 USD, 1895 Bancorp of Wisconsin, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BCOW

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$10.6$10.6$10.4$10.4$10.2$10.2$10.0$10.0$9.8$9.8$9.6$9.6$9.4$9.415 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
18.8 M REVENUE
-0.36%
-6.4 M OPERATING INCOME
-1907.52%
-6.79 M NET INCOME
-4489.19%
-709 K OPERATING CASH FLOW
-27.43%
-29.3 M INVESTING CASH FLOW
46.83%
14.9 M FINANCING CASH FLOW
5.94%
6.67 M REVENUE
-3.01%
-457 K OPERATING INCOME
32.30%
-159 K NET INCOME
69.19%
1.54 M OPERATING CASH FLOW
292.96%
7.07 M INVESTING CASH FLOW
403.78%
317 K FINANCING CASH FLOW
110.36%
Balance Sheet 1895 Bancorp of Wisconsin, Inc.
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Current Assets 122 M
Cash & Short-Term Investments 121 M
Receivables 1.55 M
Other Current Assets 0
Non-Current Assets 435 M
Long-Term Investments 399 M
PP&E 5.18 M
Other Non-Current Assets 30.9 M
21.66 %71.59 %5.55 %Total Assets$557.6m
Current Liabilities 405 M
Accounts Payable 1.11 M
Short-Term Debt 0
Other Current Liabilities 404 M
Non-Current Liabilities 80.1 M
Long-Term Debt 71 M
Other Non-Current Liabilities 9.05 M
83.26 %14.65 %Total Liabilities$484.8m
EFFICIENCY
Earnings Waterfall 1895 Bancorp of Wisconsin, Inc.
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Revenue 18.8 M
Cost Of Revenue 8.84 M
Gross Profit 9.98 M
Operating Expenses 16.4 M
Operating Income -6.4 M
Other Expenses 388 K
Net Income -6.79 M
20m20m15m15m10m10m5m5m00(5m)(5m)(10m)(10m)19m(9m)10m(16m)(6m)(388k)(7m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
53.01% GROSS MARGIN
53.01%
-34.03% OPERATING MARGIN
-34.03%
-36.09% NET MARGIN
-36.09%
-9.33% ROE
-9.33%
-1.22% ROA
-1.22%
-4.44% ROIC
-4.44%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis 1895 Bancorp of Wisconsin, Inc.
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3m3m3m3m2m2m2m2m1m1m500k500k00(500k)(500k)(1m)(1m)(1m)(1m)(2m)(2m)2017201720182018201920192020202020212021202220222023202320242024
Net Income -6.79 M
Depreciation & Amortization 492 K
Capital Expenditures -812 K
Stock-Based Compensation 807 K
Change in Working Capital 1.27 M
Others 3.27 M
Free Cash Flow -1.52 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets 1895 Bancorp of Wisconsin, Inc.
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BCOW has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership 1895 Bancorp of Wisconsin, Inc.
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Sold
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9-12 MONTHS
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Bought
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9-12 MONTHS
7. News
1895 Bancorp of Wisconsin, Inc. Announces Engagement of Keefe, Bruyette & Woods, Inc. to Explore Strategic Options and Voluntary Nasdaq Delisting and SEC Deregistration GREENFIELD, Wis. , Feb. 18, 2025 /PRNewswire/ -- 1895 Bancorp of Wisconsin, Inc. (the "Company") (Nasdaq: BCOW), the holding company for PyraMax Bank, FSB (the "Bank"), today announced that it has hired Keefe, Bruyette & Woods, Inc., a Stifel Company ("KBW"), as financial advisor to assist the Company in evaluating strategic alternatives. prnewswire.com - 4 months ago
1895 BANCORP OF WISCONSIN, INC. ANNOUNCES BALANCE SHEET REPOSITIONING GREENFIELD, Wis. , Dec. 8, 2023 /PRNewswire/ -- 1895 Bancorp of Wisconsin, Inc. (the "Company") (NASDAQ Capital Market: BCOW), the holding company for PyraMax Bank, FSB, announced today the completion of a second balance sheet repositioning strategy related to its investment securities portfolio. prnewswire.com - 1 year ago
1895 BANCORP OF WISCONSIN, INC. ANNOUNCES BALANCE SHEET REPOSITIONING GREENFIELD, Wis. , Sept. 1, 2023 /PRNewswire/ -- 1895 Bancorp of Wisconsin, Inc. (the "Company") (NASDAQ Capital Market: BCOW), the holding company for PyraMax Bank, FSB, announced today the completion of a balance sheet repositioning strategy related to its investment securities portfolio. prnewswire.com - 1 year ago
1895 Bancorp of Wisconsin, Inc., Greenfield, Wisconsin Announces Second Quarter Operating Results GREENFIELD, Wis., July 21, 2021 /PRNewswire/ -- 1895 Bancorp of Wisconsin, Inc. Greenfield, Wisconsin (NASDAQ: BCOW) today reported a fiscal second quarter net loss of $51,000, or basic and diluted earnings per share of ($0.01), for the quarter ended June 30, 2021, compared to net income of $194,000, or basic and diluted earnings per share of $0.04 for the quarter ended June 30, 2020. prnewswire.com - 3 years ago
1895 Bancorp Of Wisconsin, Inc. Announces Closing Of Offering And Final Exchange Ratio GREENFIELD, Wis., July 14, 2021 /PRNewswire/ -- 1895 Bancorp of Wisconsin, Inc., a federal corporation ("Old 1895 Bancorp") (NASDAQ: BCOW), the holding company for PyraMax Bank, FSB (the "Bank"),  announced today that the offering of 1895 Bancorp of Wisconsin, Inc., a Maryland corporation, ("New 1895 Bancorp") which was conducted in connection with the conversion of 1895 Bancorp of Wisconsin, MHC (the "MHC") closed on July 14, 2021. prnewswire.com - 3 years ago
1895 Bancorp Of Wisconsin, Inc. Announces Completion Of Subscription Offering GREENFIELD, Wis., June 22, 2021 /PRNewswire/ -- 1895 Bancorp of Wisconsin, Inc. (the "Company") (NASDAQ: BCOW), the holding company for PyraMax Bank (the "Bank"), announced today that 1895 Bancorp of Wisconsin, Inc., a newly formed Maryland corporation that is the proposed successor holding company of the Bank ("New 1895 Bancorp"), has completed the subscription offering being conducted in connection with the Company's previously announced plan to convert from the mutual holding company to the fully public stock holding company form of organization. prnewswire.com - 4 years ago
Financial Analysis: 1895 Bancorp of Wisconsin (NASDAQ:BCOW) vs. Heritage Financial (NASDAQ:HFWA) 1895 Bancorp of Wisconsin (NASDAQ:BCOW) and Heritage Financial (NASDAQ:HFWA) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their institutional ownership, earnings, profitability, analyst recommendations, dividends, valuation and risk. Valuation & Earnings This table compares 1895 Bancorp of Wisconsin and Heritage Financial’s […] thelincolnianonline.com - 5 years ago
8. Profile Summary

1895 Bancorp of Wisconsin, Inc. BCOW

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 52.1 M
Dividend Yield 0.00%
Description 1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services. The company offers checking, savings, and certificate of deposits accounts. Its loan products include one- to four-family residential real estate, residential real estate construction, commercial real estate, and land development loans; commercial loans and lines of credit secured by non-real estate business assets; and consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. It also provides insurance and risk products for personal and business needs. The company operates through a network of three full-service banking offices in Milwaukee County, two full-service banking offices in Waukesha County, and one full service banking office in Ozaukee County, Wisconsin. 1895 Bancorp of Wisconsin, Inc. was founded in 1895 and is headquartered in Greenfield, Wisconsin.
Contact 7001 West Edgerton Avenue, Greenfield, WI, 53220 https://www.1895bancorpofwisconsin.com
IPO Date Jan. 9, 2019
Employees 88
Officers Mr. Steven Thomas Klitzing Executive Vice President, Chief Financial Officer & Treasurer Mr. Eric T. Hurd Senior Vice President & Chief Lending Officer Wesley Compton Controller Ms. Monica Baker Corporate Secretary, Executive Vice President, Chief Operating Officer, Chief Brand Officer & Director Mr. David R. Ball President, Chief Executive Officer & Director Mr. Richard B. Hurd Executive Vice President, Strategic Planning Officer & Director Mr. Daniel K. Kempel Senior Vice President & Chief Credit Officer