Humana Inc.

Humana Inc.

HUMยทNYSE

$327.54

+2.1%
HealthcareMedical - Healthcare Plans

Humana Inc., together with its subsidiaries, operates as a health and well-being company in the United States. It operates through three segments: Retail, Group and Specialty, and Healthcare Services. The company offers medical and supplemental benefit plans to individuals. It also has a contract with Centers for Medicare and Medicaid Services to administer the Limited Income Newly Eligible Transition prescription drug plan program; and contracts with various states to provide Medicaid, dual eligible, and long-term support services benefits. In addition, the company provides commercial fully insured medical and specialty health insurance benefits comprising dental, vision, and other supplemental health benefits; and administrative services only products to individuals and employer groups, as well as military services, such as TRICARE T2017 East Region contract. Further, it offers pharmacy solutions, provider services, and home solutions services, such as home health and other services to its health plan members, as well as to third parties. As of December 31, 2021, the company had approximately 17 million members in medical benefit plans, as well as approximately 5 million members in specialty products. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.

At a Glance

Live Snapshot
Market Cap$39.32B
EPS9.8700
P/E Ratio33.19
Earnings Date07/29/2026
3Y+40.0%
5Y+68.0%
10Y+138.0%
3Y-58.0%
5Y-65.0%
10Y+93.0%
3Y-80.0%
5Y-84.0%
10Y-52.0%
Humana Inc.

Humana Inc. Profit Bridge

HUM ยท NYSE
Revenue129.66B
Cost of Goods Sold (110.81B)
Gross Profit18.85B
Operating Expenses (17.40B)
Operating Income1.45B
Interest Expense (631.00M)
Other Income/Expense0.00
Pretax Income1.45B
Income Tax (250.00M)
Net Income1.19B
Net Income
1.19B

Profitability Analysis

Gross Margin

14.5%

Thin margins leave little room for error. Cost management and pricing strategy are critical.

Operating Margin

1.1%

Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.

Net Profit Margin

0.9%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

17.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Efficient profit conversion: Minimal margin compression from gross to net indicates lean operations and favorable tax/interest environment.

Humana Inc. Income Statement

HUM โ€ข NYSE

Humana Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
129.7B
117.8B
106.4B
92.9B
83.6B
77.2B
64.9B
56.9B
53.8B
54.4B
54.3B
48.5B
41.3B
39.1B
36.8B
33.6B
31B
28.9B
25.3B
21.4B
GROSS PROFIT
(110.8B)
(100.7B)
(88.4B)
(75.7B)
(69.2B)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
18.9B
17.1B
18B
17.2B
14.4B
77.2B
64.9B
56.9B
53.8B
54.4B
54.3B
48.5B
41.3B
39.1B
36.8B
33.6B
31B
28.9B
25.3B
21.4B
OPERATING INCOME
(17.4B)
(15.5B)
(14.7B)
(13.7B)
(11B)
(72.6B)
(61.4B)
(54.8B)
(49.7B)
(52.8B)
(51.9B)
(46.3B)
(39.4B)
(37.2B)
(34.6B)
(31.8B)
(29.4B)
(28B)
(24B)
(20.7B)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(10.1B)
(7.4B)
(7.5B)
(6.6B)
(7.2B)
(7.3B)
(7.6B)
(6.4B)
(5.8B)
(5.4B)
(4.4B)
(4.2B)
(3.9B)
(3.5B)
(3B)
1.5B
1.6B
3.3B
3.6B
3.4B
4.6B
3.5B
2.1B
4B
1.6B
2.4B
2.2B
1.9B
1.9B
2.2B
1.7B
1.6B
992.8M
1.3B
762.1M
PRE-TAX INCOME
(631M)
(660M)
(493M)
(401M)
(326M)
(283M)
(242M)
(218M)
(242M)
(189M)
(186M)
(192M)
(140M)
(105M)
(109M)
(105M)
(105.8M)
(80.3M)
(68.9M)
(63.1M)
-631M
-660M
-493M
-401M
-326M
-283M
-242M
-218M
-242M
-189M
-186M
-192M
-140M
-105M
-109M
-105M
-105.8M
-80.3M
-68.9M
-63.1M
(17.4B)
(15.5B)
(14.7B)
(13.7B)
(11B)
(62.5B)
(54.1B)
(47.3B)
(43.2B)
(45.7B)
(44.6B)
(38.7B)
(33B)
(31.4B)
(29.2B)
(27.5B)
(25.1B)
(24B)
(20.5B)
(17.6B)
0.0
0.0
0.0
0.0
0.0
74M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5B
1.6B
3.3B
3.6B
3.4B
4.7B
3.5B
2.1B
4B
1.6B
2.4B
2.2B
1.9B
1.9B
2.2B
1.7B
1.6B
992.8M
1.3B
762.1M
NET INCOME
(250M)
(413M)
(836M)
(762M)
(485M)
(1.3B)
(763M)
(391M)
(1.6B)
(938M)
(1.2B)
(1B)
(690M)
(689M)
(816M)
(650M)
(562.1M)
(345.7M)
(455.6M)
(274.7M)
1.2B
1.2B
2.5B
2.8B
2.9B
3.4B
2.7B
1.7B
2.4B
614M
1.3B
1.1B
1.2B
1.2B
1.4B
1.1B
1B
647.2M
833.7M
487.4M

SEC Filings

HUM - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
June 01, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 29, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

April 10, 2026
April 10, 2026
2026
8-K

8-K 2026

N/A

March 09, 2026
March 05, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 06, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
10-K

10-K 2025 FY

FY

February 19, 2026
December 31, 2025
2025
Showing 1 to 10 of 633 filings