UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-0.099%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Other Non-Cash Items

Last Annual Value

-384.75M

3-Year CAGR

17%

5-Year CAGR

-50%

10-Year CAGR

-70%

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Other Non-Cash Items

UPST · NASDAQ

Company	Other Non-Cash Items	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	-384.75M	N/A	N/A	N/A
Lemonade, Inc. NYSE:LMND	75.30M	101.5%	64.8%	N/A
Lazard Ltd NYSE:LAZ	547.10M	-0.9%	87.4%	N/A
Radian Group Inc. NYSE:RDN	-158.23M	N/A	N/A	N/A
BGC Group, Inc NASDAQ:BGC	152.51M	53.8%	N/A	N/A
Nelnet, Inc. NYSE:NNI	-141.52M	N/A	N/A	N/A
Axos Financial, Inc. NYSE:AX	-64.99M	N/A	N/A	N/A
Moelis & Company NYSE:MC	277.42M	N/A	N/A	N/A
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	497.00M	17.4%	14.4%	41.9%
Credit Acceptance Corporation NASDAQ:CACC	541.80M	-9.8%	132.4%	19.6%
StoneX Group Inc. NASDAQ:SNEX	-276.80M	N/A	N/A	N/A

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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