Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Net Income

Last Annual Value

53.60M

3-Year CAGR

36%

5-Year CAGR

55%

10-Year CAGR

24%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Net Income

UPST · NASDAQ
CompanyNet Income
CAGR 3Y
CAGR 5Y
CAGR 10Y
53.60M
N/A-16.9%N/A 
-165.50M
N/AN/AN/A
LAZ logo
Lazard Ltd
NYSE:LAZ
236.83M
N/A-14.8%-4.8%
582.80M
-1.1%-0.6%6.6%
BGC logo
BGC Group, Inc
NASDAQ:BGC
154.96M
62.3%4.6%-1.8%
NNI logo
Nelnet, Inc.
NYSE:NNI
428.47M
68.3%1.7%5.3%
432.91M
12.1%14.9%13.8%
233.04M
N/A-8.6%19.8%
-80.00M
N/AN/AN/A
423.90M
14.0%-15.1%2.4%
305.90M
8.7%21.3%18.8%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29