Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Net Change in Cash

Last Annual Value

80.75M

3-Year CAGR

29%

5-Year CAGR

-19%

10-Year CAGR

11%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Net Change in Cash

UPST · NASDAQ
CompanyNet Change in Cash
CAGR 3Y
CAGR 5Y
CAGR 10Y
80.75M
N/A-38.0%N/A 
11.10M
N/AN/AN/A
LAZ logo
Lazard Ltd
NYSE:LAZ
162.75M
N/A-28.3%19.8%
4.12M
N/A-41.2%8.0%
BGC logo
BGC Group, Inc
NASDAQ:BGC
140.40M
-6.3%N/AN/A
NNI logo
Nelnet, Inc.
NYSE:NNI
42.53M
N/A-29.0%21.4%
-9.42M
N/AN/AN/A
96.19M
N/A-21.3%3.1%
1.00M
N/A-52.4%-55.3%
-344.30M
N/AN/AN/A
4.85B
N/A18.9%58.6%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29