Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Cash at End of Period

Last Annual Value

1.06B

3-Year CAGR

26%

5-Year CAGR

28%

10-Year CAGR

31%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Cash at End of Period

UPST · NASDAQ
CompanyCash at End of Period
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.06B
31.2%-2.4%N/A 
396.80M
13.5%8.0%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
1.50B
7.1%-15.2%2.6%
9.90M
-21.0%-42.1%-16.7%
BGC logo
BGC Group, Inc
NASDAQ:BGC
873.67M
9.1%9.0%3.9%
NNI logo
Nelnet, Inc.
NYSE:NNI
973.55M
-1.7%-4.0%30.2%
2.18B
-3.0%16.0%16.2%
509.37M
39.6%-0.5%4.8%
2.10B
-9.0%-10.1%-7.7%
500.70M
2.1%2.9%7.7%
11.52B
24.0%12.1%43.3%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29