Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Cash at Beginning of Period

Last Annual Value

976.26M

3-Year CAGR

-6%

5-Year CAGR

65%

10-Year CAGR

36%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Cash at Beginning of Period

UPST · NASDAQ
CompanyCash at Beginning of Period
CAGR 3Y
CAGR 5Y
CAGR 10Y
976.26M
22.4%25.7%N/A 
385.70M
10.4%-7.6%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
1.34B
-20.2%-12.2%1.7%
5.78M
-53.2%-42.8%-20.8%
BGC logo
BGC Group, Inc
NASDAQ:BGC
733.27M
13.5%-3.0%1.8%
NNI logo
Nelnet, Inc.
NYSE:NNI
931.02M
-11.8%-0.6%30.8%
2.19B
11.5%2.3%25.6%
413.18M
25.8%15.2%5.2%
2.10B
-24.1%-9.9%2.8%
845.00M
26.5%16.4%17.1%
6.67B
2.0%8.3%37.9%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29