UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Total Non-Current Assets

Last Annual Value

1.78B

3-Year CAGR

5-Year CAGR

58%

10-Year CAGR

64%

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Total Non-Current Assets

UPST · NASDAQ

Company	Total Non-Current Assets	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	1.78B	4.3%	19.4%	N/A
Lemonade, Inc. NYSE:LMND	82.40M	-5.4%	12.1%	N/A
Lazard Ltd NYSE:LAZ	1.27B	-18.6%	-13.6%	-5.8%
Radian Group Inc. NYSE:RDN	696.16M	-1.4%	-4.4%	-9.6%
BGC Group, Inc NASDAQ:BGC	2.63B	1.4%	14.0%	-2.1%
Nelnet, Inc. NYSE:NNI	12.25B	-7.3%	-9.7%	20.2%
Axos Financial, Inc. NYSE:AX	22.41B	8.7%	11.5%	12.6%
Moelis & Company NYSE:MC	1.19B	8.7%	4.3%	17.0%
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	434.00M	-80.7%	-64.7%	-43.0%
Credit Acceptance Corporation NASDAQ:CACC	9.02B	N/A	121.8%	70.1%
StoneX Group Inc. NASDAQ:SNEX	10.13B	21.9%	16.0%	18.9%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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