Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Total Liabilities and Equity

Last Annual Value

2.97B

3-Year CAGR

15%

5-Year CAGR

44%

10-Year CAGR

17%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Total Liabilities and Equity

UPST · NASDAQ
CompanyTotal Liabilities and Equity
CAGR 3Y
CAGR 5Y
CAGR 10Y
2.97B
13.8%10.3%N/A 
1.93B
5.6%5.0%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
4.94B
2.1%-7.1%0.8%
8.12B
2.3%0.7%3.3%
BGC logo
BGC Group, Inc
NASDAQ:BGC
4.41B
11.5%5.7%-1.3%
NNI logo
Nelnet, Inc.
NYSE:NNI
14.06B
-5.6%-8.3%-6.4%
24.78B
6.8%11.7%12.5%
1.81B
15.4%3.1%11.7%
48.68B
-7.4%-9.6%-8.3%
9.60B
4.6%6.4%8.6%
45.27B
27.3%19.2%22.5%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29