UPST - NASDAQ
Upstart Holdings, Inc.
$30.29
-9.9%Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
At a Glance
Live Snapshotupst
Total Liabilities
Last Annual Value
2.18B
3-Year CAGR
20%
5-Year CAGR
65%
10-Year CAGR
15%
Upstart Holdings, Inc. Competitors Analysis of Total Liabilities
| Company | Total Liabilities | CAGR 3Y | CAGR 5Y | CAGR 10Y | |
|---|---|---|---|---|---|
Upstart Holdings, Inc. NASDAQ:UPST | 2.18B | 16.3% | 16.5% | N/A | |
 Lemonade, Inc. NYSE:LMND | 1.39B | 14.6% | 21.7% | N/A | |
 Lazard Ltd NYSE:LAZ | 3.95B | -0.9% | -6.4% | 1.9% | |
 Radian Group Inc. NYSE:RDN | 3.34B | 1.5% | -1.4% | 1.1% | |
 BGC Group, Inc NASDAQ:BGC | 3.26B | 12.7% | 4.0% | -0.5% | |
 Nelnet, Inc. NYSE:NNI | 10.49B | -8.1% | -10.9% | -8.4% | |
 Axos Financial, Inc. NYSE:AX | 22.10B | 6.2% | 11.4% | 12.3% | |
 Moelis & Company NYSE:MC | 1.13B | 11.5% | 1.0% | 12.5% | |
 Navient Corporation SR NT 6% 121543 NASDAQ:JSM | 46.28B | -7.6% | -9.9% | -8.5% | |
 Credit Acceptance Corporation NASDAQ:CACC | 8.07B | 6.7% | 9.1% | 10.2% | |
 StoneX Group Inc. NASDAQ:SNEX | 42.89B | 27.8% | 19.0% | 22.8% |
Upstart Holdings, Inc. Fair Value Envelope
Related Guides
Continue your UPST research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.