Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Total Equity

Last Annual Value

798.82M

3-Year CAGR

6%

5-Year CAGR

22%

10-Year CAGR

23%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Total Equity

UPST · NASDAQ
CompanyTotal Equity
CAGR 3Y
CAGR 5Y
CAGR 10Y
798.82M
7.9%-0.2%N/A 
533.60M
-9.0%-11.6%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
989.13M
20.2%-9.8%-2.6%
4.78B
2.8%2.3%5.2%
BGC logo
BGC Group, Inc
NASDAQ:BGC
1.15B
8.4%11.5%-3.5%
NNI logo
Nelnet, Inc.
NYSE:NNI
3.58B
3.8%3.9%5.6%
2.68B
11.8%13.9%14.6%
680.38M
23.4%7.3%10.5%
2.40B
-4.6%-1.7%-4.3%
1.52B
-4.6%-3.5%-8.1%
2.38B
19.9%21.3%18.5%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29