Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Total Debt

Last Annual Value

1.85B

3-Year CAGR

19%

5-Year CAGR

86%

10-Year CAGR

14%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Total Debt

UPST · NASDAQ
CompanyTotal Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.85B
18.8%18.4%N/A 
182.10M
61.7%52.2%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
2.58B
5.8%2.9%8.0%
1.13B
-10.6%-6.2%0.6%
BGC logo
BGC Group, Inc
NASDAQ:BGC
1.80B
10.3%7.9%-0.6%
NNI logo
Nelnet, Inc.
NYSE:NNI
7.79B
-13.0%-15.1%-10.9%
372.67M
-6.2%-8.3%-7.6%
267.15M
7.4%6.8%30.7%
5.07B
-54.4%-41.6%-26.6%
6.35B
7.8%6.6%9.3%
18.52B
41.9%20.1%29.5%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29