Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Total Current Liabilities

Last Annual Value

401.02M

3-Year CAGR

%

5-Year CAGR

38%

10-Year CAGR

19%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Total Current Liabilities

UPST · NASDAQ
CompanyTotal Current Liabilities
CAGR 3Y
CAGR 5Y
CAGR 10Y
401.02M
-4.4%23.4%N/A 
1.21B
11.1%19.3%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
80.67M
-57.2%-48.2%-23.9%
1.74B
13.5%37.6%26.5%
BGC logo
BGC Group, Inc
NASDAQ:BGC
20.00M
-72.2%-55.9%-29.7%
NNI logo
Nelnet, Inc.
NYSE:NNI
4.74M
-87.5%-65.3%N/A
21.18B
6.4%13.3%13.3%
28.89M
-63.7%-49.6%-21.8%
5.07B
6.3%15.3%8.1%
2.18B
N/A65.6%29.3%
22.40B
25.5%20.0%20.5%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29