Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Total Current Assets

Last Annual Value

1.20B

3-Year CAGR

34%

5-Year CAGR

32%

10-Year CAGR

7%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Total Current Assets

UPST · NASDAQ
CompanyTotal Current Assets
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.20B
38.6%1.9%N/A 
1.84B
6.3%4.7%N/A
LAZ logo
Lazard Ltd
NYSE:LAZ
2.37B
1.1%-12.1%0.0%
7.43B
2.6%1.3%6.5%
BGC logo
BGC Group, Inc
NASDAQ:BGC
1.78B
39.6%-2.3%-0.1%
NNI logo
Nelnet, Inc.
NYSE:NNI
1.81B
10.2%8.3%N/A
2.37B
-6.6%13.3%11.8%
620.29M
35.2%1.0%5.9%
2.10B
35.9%18.4%5.3%
577.50M
N/A-39.1%-17.9%
35.13B
29.1%20.2%23.8%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29