UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Short Term Debt

Last Annual Value

97.33M

3-Year CAGR

-34%

5-Year CAGR

19%

10-Year CAGR

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Short Term Debt

UPST · NASDAQ

Company	Short Term Debt	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	97.33M	-36.9%	15.2%	N/A
Lemonade, Inc. NYSE:LMND	0.00	N/A	N/A	N/A
Lazard Ltd NYSE:LAZ	80.67M	N/A	N/A	N/A
Radian Group Inc. NYSE:RDN	0.00	N/A	N/A	N/A
BGC Group, Inc NASDAQ:BGC	20.00M	-56.3%	41.0%	-22.6%
Nelnet, Inc. NYSE:NNI	4.74M	-85.7%	-62.0%	N/A
Axos Financial, Inc. NYSE:AX	0.00	N/A	N/A	N/A
Moelis & Company NYSE:MC	28.89M	N/A	N/A	N/A
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	5.07B	N/A	N/A	N/A
Credit Acceptance Corporation NASDAQ:CACC	2.18B	208.9%	284.4%	11.3%
StoneX Group Inc. NASDAQ:SNEX	782.00M	31.9%	25.8%	15.6%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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