Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Retained Earnings

Last Annual Value

-357.56M

3-Year CAGR

-103%

5-Year CAGR

-39%

10-Year CAGR

-17%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Retained Earnings

UPST · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
-357.56M
N/AN/AN/A 
-1.46B
N/AN/AN/A
LAZ logo
Lazard Ltd
NYSE:LAZ
1.49B
2.0%-0.9%2.8%
5.13B
6.5%10.0%17.8%
BGC logo
BGC Group, Inc
NASDAQ:BGC
-910.39M
N/AN/AN/A
NNI logo
Nelnet, Inc.
NYSE:NNI
3.68B
4.0%4.6%6.0%
2.62B
14.7%17.1%21.1%
-801.23M
N/AN/AN/A
4.55B
-0.6%2.9%4.6%
1.12B
-8.8%-7.2%0.7%
1.69B
14.5%20.0%20.8%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29