UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Property, Plant, and Equipment (Net)

Last Annual Value

60.58M

3-Year CAGR

-23%

5-Year CAGR

16%

10-Year CAGR

89%

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Property, Plant, and Equipment (Net)

UPST · NASDAQ

Company	Property, Plant, and Equipment (Net)	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	60.58M	-14.6%	-12.8%	N/A
Lemonade, Inc. NYSE:LMND	35.60M	0.8%	1.2%	N/A
Lazard Ltd NYSE:LAZ	580.59M	-3.2%	-4.1%	10.8%
Radian Group Inc. NYSE:RDN	17.16M	-35.5%	-30.6%	-13.2%
BGC Group, Inc NASDAQ:BGC	182.08M	-15.6%	-11.0%	0.9%
Nelnet, Inc. NYSE:NNI	85.21M	-12.5%	-6.5%	-3.7%
Axos Financial, Inc. NYSE:AX	0.00	N/A	N/A	N/A
Moelis & Company NYSE:MC	306.65M	9.2%	6.6%	43.3%
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	0.00	N/A	N/A	N/A
Credit Acceptance Corporation NASDAQ:CACC	12.60M	-35.3%	-26.1%	-3.6%
StoneX Group Inc. NASDAQ:SNEX	328.50M	10.2%	8.5%	27.3%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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