UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-0.099%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Other Receivables

Last Annual Value

97.42M

3-Year CAGR

151%

5-Year CAGR

39%

10-Year CAGR

44%

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Other Receivables

UPST · NASDAQ

Company	Other Receivables	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	97.42M	87.2%	63.7%	N/A
Lemonade, Inc. NYSE:LMND	12.20M	-18.6%	-3.4%	N/A
Lazard Ltd NYSE:LAZ	897.79M	134.4%	78.7%	3.0%
Radian Group Inc. NYSE:RDN	182.16M	N/A	N/A	N/A
BGC Group, Inc NASDAQ:BGC	0.00	N/A	N/A	N/A
Nelnet, Inc. NYSE:NNI	0.00	N/A	N/A	N/A
Axos Financial, Inc. NYSE:AX	139.40M	1.2%	26.1%	N/A
Moelis & Company NYSE:MC	28.74M	32.3%	0.7%	14.7%
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	0.00	N/A	N/A	N/A
Credit Acceptance Corporation NASDAQ:CACC	67.20M	150.0%	N/A	40.1%
StoneX Group Inc. NASDAQ:SNEX	12.94B	20.1%	230.7%	50.7%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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