UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Other Non-Current Assets

Last Annual Value

613.92M

3-Year CAGR

54%

5-Year CAGR

52%

10-Year CAGR

49%

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Other Non-Current Assets

UPST · NASDAQ

Company	Other Non-Current Assets	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	613.92M	48.6%	21.5%	N/A
Lemonade, Inc. NYSE:LMND	1.10M	-44.1%	-17.0%	N/A
Lazard Ltd NYSE:LAZ	-793.85M	N/A	N/A	N/A
Radian Group Inc. NYSE:RDN	471.35M	-10.7%	-8.8%	-8.6%
BGC Group, Inc NASDAQ:BGC	1.20B	2.5%	88.3%	N/A
Nelnet, Inc. NYSE:NNI	111.48M	-54.3%	-37.8%	N/A
Axos Financial, Inc. NYSE:AX	1.19B	15.0%	-3.3%	22.5%
Moelis & Company NYSE:MC	73.22M	18.2%	19.2%	N/A
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	0.00	N/A	N/A	N/A
Credit Acceptance Corporation NASDAQ:CACC	35.80M	N/A	-20.2%	3.1%
StoneX Group Inc. NASDAQ:SNEX	633.70M	51.3%	42.1%	17.7%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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