Upstart Holdings, Inc.

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%
Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

At a Glance

Live Snapshot
Market Cap$2.90B
EPS0.5600
P/E Ratio54.09
Earnings Date08/04/2026

upst

Net Debt

Last Annual Value

1.19B

3-Year CAGR

22%

5-Year CAGR

54%

10-Year CAGR

11%

Upstart Holdings, Inc.

Upstart Holdings, Inc. Competitors Analysis of Net Debt

UPST · NASDAQ
CompanyNet Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.19B
18.0%N/AN/A 
-202.90M
N/AN/AN/A
LAZ logo
Lazard Ltd
NYSE:LAZ
1.07B
-3.7%6.8%40.0%
1.11B
-10.9%-4.7%0.8%
BGC logo
BGC Group, Inc
NASDAQ:BGC
922.03M
10.6%6.5%-3.9%
NNI logo
Nelnet, Inc.
NYSE:NNI
6.82B
-16.4%-17.2%-11.9%
-1.56B
N/AN/AN/A
-241.44M
N/AN/AN/A
2.97B
-61.6%-47.4%-30.4%
5.85B
8.4%5.0%8.5%
16.91B
46.6%21.9%31.7%
Upstart Holdings, Inc.

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

Intrinsic Value
Current Price: $30.29