UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Long Term Investments

Last Annual Value

1.03B

3-Year CAGR

-1%

5-Year CAGR

67%

10-Year CAGR

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Long Term Investments

UPST · NASDAQ

Company	Long Term Investments	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	1.03B	-5.2%	28.5%	N/A
Lemonade, Inc. NYSE:LMND	6.50M	5.7%	13.8%	N/A
Lazard Ltd NYSE:LAZ	625.85M	-0.8%	-8.2%	3.1%
Radian Group Inc. NYSE:RDN	188.63M	N/A	N/A	N/A
BGC Group, Inc NASDAQ:BGC	165.38M	-0.8%	1.1%	-20.0%
Nelnet, Inc. NYSE:NNI	11.79B	-5.2%	-9.0%	51.2%
Axos Financial, Inc. NYSE:AX	21.06B	8.5%	12.9%	12.3%
Moelis & Company NYSE:MC	369.07M	20.6%	7.0%	21.1%
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	0.00	N/A	N/A	N/A
Credit Acceptance Corporation NASDAQ:CACC	8.01B	N/A	N/A	68.4%
StoneX Group Inc. NASDAQ:SNEX	8.40B	18.5%	14.1%	18.0%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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