UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Intangible Assets

Last Annual Value

8.29M

3-Year CAGR

-19%

5-Year CAGR

10-Year CAGR

19%

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Intangible Assets

UPST · NASDAQ

Company	Intangible Assets	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	8.29M	-10.0%	-16.1%	N/A
Lemonade, Inc. NYSE:LMND	20.20M	-13.9%	24.3%	N/A
Lazard Ltd NYSE:LAZ	395.26M	2261.9%	383.2%	46.1%
Radian Group Inc. NYSE:RDN	19.02M	N/A	14.2%	-13.5%
BGC Group, Inc NASDAQ:BGC	427.95M	26.5%	15.6%	-3.2%
Nelnet, Inc. NYSE:NNI	187.31M	61.1%	29.2%	14.6%
Axos Financial, Inc. NYSE:AX	64.05M	-7.1%	0.4%	32.2%
Moelis & Company NYSE:MC	768.00K	-12.6%	N/A	N/A
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	0.00	N/A	N/A	N/A
Credit Acceptance Corporation NASDAQ:CACC	0.00	N/A	N/A	N/A
StoneX Group Inc. NASDAQ:SNEX	437.90M	166.6%	59.3%	47.3%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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