UPST - NASDAQ

Upstart Holdings, Inc.

UPST·NASDAQ

$30.29

-9.9%

Financial ServicesFinancial - Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.90B

EPS0.5600

P/E Ratio54.09

Earnings Date08/04/2026

upst

Goodwill

Last Annual Value

67.06M

3-Year CAGR

5-Year CAGR

10-Year CAGR

Adjust for Inflation

Upstart Holdings, Inc. Competitors Analysis of Goodwill

UPST · NASDAQ

Company	Goodwill	CAGR 3Y	CAGR 5Y	CAGR 10Y
Upstart Holdings, Inc. NASDAQ:UPST	67.06M	0.0%	0.0%	N/A
Lemonade, Inc. NYSE:LMND	19.00M	0.0%	N/A	N/A
Lazard Ltd NYSE:LAZ	0.00	N/A	N/A	N/A
Radian Group Inc. NYSE:RDN	0.00	N/A	N/A	N/A
BGC Group, Inc NASDAQ:BGC	648.62M	8.6%	5.9%	-2.8%
Nelnet, Inc. NYSE:NNI	0.00	N/A	N/A	N/A
Axos Financial, Inc. NYSE:AX	97.67M	0.0%	6.5%	N/A
Moelis & Company NYSE:MC	0.00	N/A	N/A	N/A
Navient Corporation SR NT 6% 121543 NASDAQ:JSM	434.00M	-13.5%	-8.3%	-2.3%
Credit Acceptance Corporation NASDAQ:CACC	0.00	N/A	N/A	N/A
StoneX Group Inc. NASDAQ:SNEX	298.30M	71.3%	38.7%	20.2%

Upstart Holdings, Inc. Fair Value Envelope

UPST · NASDAQ

Our analysis suggests that UPST has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.29, this represents a potential HIDDEN relative to our calculated worth for Upstart Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $30.29

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