United Bancorp, Inc.

United Bancorp, Inc.

UBCP·NASDAQ

$15.90

+0.13%
Financial ServicesBanks - Regional

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

At a Glance

Live Snapshot
Market Cap$91.92M
EPS1.4100
P/E Ratio11.28
Earnings Date08/05/2026

ubcp

Retained Earnings

Last Annual Value

48.58M

3-Year CAGR

5%

5-Year CAGR

8%

10-Year CAGR

9%

United Bancorp, Inc.

United Bancorp, Inc. Competitors Analysis of Retained Earnings

UBCP · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
48.58M
3.3%5.1%8.0% 
69.67M
0.3%7.9%11.8%
88.40M
3.8%4.6%5.1%
74.26M
4.0%3.2%11.9%
64.11M
2.9%1.3%5.9%
119.24M
1.7%1.6%3.4%
50.01M
10.9%16.4%17.3%
IROQ logo
IF Bancorp, Inc.
NASDAQ:IROQ
46.89M
2.6%5.6%2.4%
359.83M
8.9%6.8%11.0%
86.94M
0.8%N/AN/A
121.25M
3.3%4.3%3.3%
United Bancorp, Inc.

United Bancorp, Inc. Fair Value Envelope

UBCP · NASDAQ

Our analysis suggests that UBCP has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $15.9, this represents a potential HIDDEN relative to our calculated worth for United Bancorp, Inc..

Intrinsic Value
Current Price: $15.9