SoFi Technologies, Inc.

SoFi Technologies, Inc.

SOFI·NASDAQ

$16.68

-10%
Financial ServicesFinancial - Credit Services

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$21.40B
EPS0.4200
P/E Ratio39.71
Earnings Date08/04/2026

sofi

Free Cash Flow

Last Annual Value

-3.98B

3-Year CAGR

18%

5-Year CAGR

-51%

10-Year CAGR

-51%

SoFi Technologies, Inc.

SoFi Technologies, Inc. Competitors Analysis of Free Cash Flow

SOFI · NASDAQ
CompanyFree Cash Flow
CAGR 3Y
CAGR 5Y
CAGR 10Y
-3.98B
N/AN/AN/A 
2.25B
N/A-19.3%N/A
1.54B
N/AN/AN/A
46.10B
N/A7.8%44.4%
9.85B
4.7%6.8%3.7%
6.13B
2.5%12.6%16.1%
2.28B
-3.3%4.6%7.6%
4.29B
N/AN/A9.9%
8.76B
-22.6%48.8%10.4%
SoFi Technologies, Inc.

SoFi Technologies, Inc. Fair Value Envelope

SOFI · NASDAQ

Our analysis suggests that SOFI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.68, this represents a potential HIDDEN relative to our calculated worth for SoFi Technologies, Inc..

Intrinsic Value
Current Price: $16.68