SoFi Technologies, Inc.

SoFi Technologies, Inc.

SOFI·NASDAQ

$16.68

-10%
Financial ServicesFinancial - Credit Services

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$21.40B
EPS0.4200
P/E Ratio39.71
Earnings Date08/04/2026

sofi

Retained Earnings

Last Annual Value

-824.28M

3-Year CAGR

18%

5-Year CAGR

-3%

10-Year CAGR

-14%

SoFi Technologies, Inc.

SoFi Technologies, Inc. Competitors Analysis of Retained Earnings

SOFI · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
-824.28M
N/AN/AN/A 
13.60B
10.0%12.3%13.5%
-1.45B
N/AN/AN/A
115.09B
5.5%5.2%7.9%
24.60B
9.6%11.5%16.5%
27.05B
10.0%13.3%13.0%
6.35B
13.7%23.6%N/A
31.39B
3.9%4.5%6.0%
44.06B
9.1%11.1%13.3%
SoFi Technologies, Inc.

SoFi Technologies, Inc. Fair Value Envelope

SOFI · NASDAQ

Our analysis suggests that SOFI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.68, this represents a potential HIDDEN relative to our calculated worth for SoFi Technologies, Inc..

Intrinsic Value
Current Price: $16.68