SoFi Technologies, Inc.

SoFi Technologies, Inc.

SOFI·NASDAQ

$16.68

-10%
Financial ServicesFinancial - Credit Services

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$21.40B
EPS0.4200
P/E Ratio39.71
Earnings Date08/04/2026

sofi

Net Debt

Last Annual Value

-3.11B

3-Year CAGR

-20%

5-Year CAGR

-12%

10-Year CAGR

-4%

SoFi Technologies, Inc.

SoFi Technologies, Inc. Competitors Analysis of Net Debt

SOFI · NASDAQ
CompanyNet Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
-3.11B
N/AN/AN/A 
-6.84B
N/AN/AN/A
13.41B
-2.0%3.9%17.9%
363.87B
9.1%10.7%5.7%
209.00M
-50.5%-49.2%-32.6%
1.74B
-1.4%-1.4%0.5%
16.70B
83.8%61.3%4.7%
-101.56B
N/AN/AN/A
31.57B
26.1%N/AN/A
SoFi Technologies, Inc.

SoFi Technologies, Inc. Fair Value Envelope

SOFI · NASDAQ

Our analysis suggests that SOFI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.68, this represents a potential HIDDEN relative to our calculated worth for SoFi Technologies, Inc..

Intrinsic Value
Current Price: $16.68