Security National Financial Corporation

Security National Financial Corporation

SNFCAยทNASDAQ

$9.23

-1.6%
Financial ServicesFinancial - Mortgages

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eleven mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.

At a Glance

Live Snapshot
Market Cap$207.22M
EPS1.3000
P/E Ratio7.10
Earnings Date08/10/2026
3Y+3465.0%
5Y-
10Y+13.0%
3Y+25.0%
5Y-42.0%
10Y+164.0%
3Y-65.0%
5Y-135.0%
10Y+28.0%
Security National Financial Corporation

Security National Financial Corporation Profit Bridge

SNFCA ยท NASDAQ
Revenue344.59M
Cost of Goods Sold (100.82M)
Gross Profit243.77M
Operating Expenses (202.36M)
Operating Income41.41M
Interest Expense (4.52M)
Other Income/Expense0.00
Pretax Income41.41M
Income Tax (9.26M)
Net Income32.15M
Net Income
32.15M

Profitability Analysis

Gross Margin

70.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

12.0%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

9.3%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

22.4%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Security National Financial Corporation Income Statement

SNFCA โ€ข NASDAQ

Security National Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
344.6M
8.2M
9.5M
9.7M
9.4M
0.0
283.1M
279.6M
276.9M
304.3M
280.4M
225M
215.3M
234.3M
159.6M
168.5M
216.9M
219.5M
209.7M
152.5M
GROSS PROFIT
(100.8M)
(4.3M)
(4.9M)
(7.8M)
(7.1M)
(8.6M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
243.8M
3.9M
4.7M
1.8M
2.3M
-8.6M
283.1M
279.6M
276.9M
304.3M
280.4M
225M
215.3M
234.3M
159.6M
168.5M
216.9M
219.5M
209.7M
152.5M
OPERATING INCOME
(202.4M)
-30.2M
-11.6M
-32.5M
-49.5M
-80M
(111M)
(110.6M)
(269.4M)
(284.6M)
(259.3M)
(211.3M)
(71.4M)
(209.2M)
(158.3M)
(169.6M)
(210.5M)
(218.8M)
(206.6M)
(145.6M)
(3.5B)
(121M)
(125.8M)
(158.5M)
(167.7M)
(144.6M)
(111M)
(110.6M)
(114.2M)
(113.3M)
(101.4M)
(82.9M)
(71.4M)
(61.3M)
(48.7M)
(52.3M)
(106.9M)
(125.2M)
(120.9M)
(105.7M)
41.4M
34.1M
16.3M
34.4M
51.8M
71.5M
18.6M
32.7M
13.6M
19.7M
21M
13.7M
12.7M
25.1M
3.2M
-1.1M
6.3M
8.2M
16.4M
13M
PRE-TAX INCOME
(4.5M)
(4.3M)
(4.9M)
(7.8M)
(7.1M)
(8.6M)
(7.4M)
(7M)
(6M)
(5.1M)
(4.5M)
(3M)
(2.9M)
(3.7M)
(2M)
(2.8M)
(3.3M)
(7.4M)
(13.3M)
(6.1M)
-4.5M
3.9M
4.7M
1.8M
2.3M
-8.6M
-13.7M
-7M
-6M
-5.1M
-4.5M
-3M
-2.9M
-3.7M
-2M
-2.8M
-3.3M
-7.4M
-13.3M
-6.1M
-3.3B
-151.1M
-137.4M
-191M
-217.2M
-224.6M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(109.6M)
(117.3M)
(103.7M)
(93.6M)
(85.7M)
(42.2M)
0.0
0.0
0.0
0.0
0.0
0.0
-4.6M
-6.5M
-6M
0.0
0.0
-1.2M
-2.9M
-3.7M
-2M
0.0
0.0
-7.4M
-13.3M
-6.1M
41.4M
34.1M
16.3M
34.4M
51.8M
71.5M
13.9M
26.2M
7.5M
19.7M
21M
12.5M
9.8M
21.4M
1.2M
-1.1M
6.3M
730.5K
3.1M
6.9M
NET INCOME
(9.3M)
(7.6M)
(1.8M)
(8.7M)
(12.3M)
(15.9M)
(3.1M)
(4.5M)
-6.6M
(7.5M)
(7.7M)
(5.5M)
(2.2M)
(4.6M)
-62.2K
-658.8K
(2.6M)
(155.7K)
(857.6K)
(1.8M)
32.2M
26.5M
14.5M
25.7M
39.5M
55.6M
10.9M
21.7M
14.1M
12.2M
13.4M
8.2M
7.6M
16.7M
1.3M
-430.6K
3.8M
574.9K
2.3M
5.1M

SEC Filings

SNFCA - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 28, 2026
April 28, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 13, 2025
September 30, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 14, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

July 01, 2025
June 27, 2025
2025
8-K

8-K 2025

N/A

June 30, 2025
June 27, 2025
2025
10-Q

10-Q 2025 Q1

Q1

May 15, 2025
March 31, 2025
2025
DEF 14A

DEF 14A 2025

N/A

April 30, 2025
April 30, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 29, 2025
December 31, 2024
2024
Showing 1 to 10 of 274 filings