Peoples Bancorp Inc.

Peoples Bancorp Inc.

PEBOยทNASDAQ

$34.08

-2.5%
Financial ServicesBanks - Regional

Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier's checks; and telephone, mobile, and Internet-based banking services. In addition, the company provides various life, health, and property and casualty insurance products; third-party insurance administration; insurance premium financing; commercial and technology equipment leasing; fiduciary and trust; underwriting, origination and servicing of equipment leases, and equipment financing agreements; and asset management and administration services, as well as employee benefit, retirement, and health care plan administration services. Further, it offers brokerage services through an unaffiliated registered broker-dealers; insurance premium finance lending and lease financing services; and credit cards to individuals and businesses, as well as provides merchant credit card transaction processing, and person-to-person payment processing services. The company operates through 135 financial service offices and ATMs, including 119 full-service branches in Ohio, West Virginia, Kentucky, Virginia, Washington, D.C., and Maryland. Peoples Bancorp Inc. was founded in 1902 and is based in Marietta, Ohio.

At a Glance

Live Snapshot
Market Cap$1.22B
EPS3.0300
P/E Ratio11.25
Earnings Date07/28/2026
3Y+82.0%
5Y+190.0%
10Y+283.0%
3Y+5.0%
5Y+207.0%
10Y+243.0%
3Y+12.0%
5Y+58.0%
10Y+123.0%
Peoples Bancorp Inc.

Peoples Bancorp Inc. Profit Bridge

PEBO ยท NASDAQ
Revenue618.38M
Cost of Goods Sold (201.24M)
Gross Profit417.15M
Operating Expenses (282.34M)
Operating Income134.81M
Interest Expense (159.08M)
Other Income/Expense0.00
Pretax Income134.81M
Income Tax (28.03M)
Net Income106.78M
Net Income
106.78M

Profitability Analysis

Gross Margin

67.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

21.8%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.3%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

20.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Peoples Bancorp Inc. Income Statement

PEBO โ€ข NASDAQ

Peoples Bancorp Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
618.4M
615.9M
522.5M
339.8M
244.3M
213.3M
228M
202.3M
176.3M
161.5M
151.2M
116.1M
101.2M
102.7M
103.9M
121.6M
135.5M
140.7M
138.8M
139.9M
GROSS PROFIT
(201.2M)
(196.9M)
(115.2M)
(12.6M)
(13M)
(44.4M)
(31.8M)
(27.1M)
(16.9M)
(14.1M)
(24.8M)
(11M)
(7.3M)
(8.4M)
(27.2M)
(54.4M)
(66M)
(75.4M)
(63.5M)
(59.2M)
417.1M
419M
407.3M
327.2M
231.3M
168.9M
196.2M
175.2M
159.4M
147.3M
126.4M
104.9M
93.9M
94.4M
76.7M
67.2M
69.5M
65.4M
75.3M
80.7M
OPERATING INCOME
(282.3M)
(269.6M)
(262.2M)
(198.5M)
(174.4M)
(126.2M)
(130.8M)
(120.3M)
(102.2M)
(102.1M)
(111.6M)
(80.9M)
(64.8M)
(64.5M)
(59.6M)
(61.5M)
(66.4M)
(57.7M)
(51.5M)
(51.3M)
(188M)
(187.6M)
(178.3M)
(134.4M)
(112.4M)
(88.3M)
(88.3M)
(79.5M)
(69.7M)
(67M)
(70.1M)
(54.2M)
(43.2M)
(40.4M)
(40.4M)
(35.9M)
(40.3M)
(34.6M)
(29.1M)
(27.8M)
134.8M
149.6M
145.1M
128.6M
57M
42.6M
65.4M
54.9M
57.2M
45.3M
14.8M
24.2M
29.1M
29.9M
17.2M
5.8M
3.1M
7.6M
23.9M
29.4M
PRE-TAX INCOME
(159.1M)
(172.1M)
(100M)
(16.1M)
(12.2M)
(18.2M)
(29.3M)
(21.7M)
(13.1M)
(10.6M)
(10.7M)
(10.7M)
(11.7M)
(13.1M)
(19.2M)
(27.4M)
(40.3M)
(47.7M)
(59.5M)
(55.6M)
355.2M
348.7M
339.4M
253.4M
172.6M
138.9M
140.8M
129.6M
113.4M
104.9M
97.6M
69.5M
55.4M
56.4M
56M
61.9M
61.8M
58.5M
53.9M
53.2M
(94.4M)
(81.9M)
(83.9M)
(64.2M)
(61.9M)
(37.9M)
(42.6M)
(40.8M)
(32.4M)
(35.1M)
(41.5M)
(26.7M)
(21.7M)
(24.1M)
(19.2M)
(25.5M)
(26.1M)
(23.1M)
(22.4M)
(23.5M)
0.0
-169K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
134.8M
149.5M
145.1M
128.6M
57M
42.6M
65.4M
54.9M
57.2M
45.3M
14.8M
24.2M
29.1M
29.9M
17.2M
5.8M
3.1M
7.6M
23.9M
29.4M
NET INCOME
(28M)
(32.3M)
(31.8M)
(27.3M)
(9.4M)
(7.9M)
(11.7M)
(8.7M)
(18.7M)
(14.1M)
(3.9M)
(7.5M)
(11.5M)
(9.5M)
(4.6M)
(172K)
-1.1M
(160K)
(5.6M)
(7.9M)
106.8M
117.2M
113.4M
101.3M
47.6M
34.8M
53.7M
46.3M
38.5M
31.2M
10.9M
16.7M
17.6M
20.4M
12.6M
5.6M
4.2M
7.5M
18.3M
21.6M

SEC Filings

PEBO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
S-4

S-4

N/A

May 29, 2026
May 29, 2026
ย 
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 24, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 06, 2026
February 23, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
Showing 1 to 10 of 802 filings